The Implementation of Financial Sustainability at Allo Bank Indonesia - Opportunities and Challenges

Dewa Ayu, Ruth Pramyswary, A. D. Marsono, Dewa Iswibowo, Ayu Ruth, A. Pramyswary, Dewantoro Marsono
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Abstract

This research delves into the strategic adoption of Sustainable Finance (POJK No. 51/POJK.03/2017) by PT Allo Bank Indonesia, Tbk, a leading digital service-based bank in Indonesia. The study focuses on the challenges faced by the bank and outlines its strategy to overcome them through the implementation of sustainable finance principles. Specifically, the bank has transitioned its business model to embrace branchless banking, emphasizing digital services. Employing a qualitative research methodology, this study investigates the activities of Allo Bank Indonesia and utilizes the SWOT analysis approach for a comprehensive analysis. The findings reveal the successful integration of sustainable finance practices by the bank; however, there exists potential for further enhancement in their implementation.
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印度尼西亚 Allo 银行实施财务可持续发展--机遇与挑战
本研究深入探讨了印度尼西亚领先的数字服务型银行 PT Allo Bank Indonesia, Tbk 采用可持续金融(POJK 第 51/POJK.03/2017 号)的战略。研究重点关注该银行面临的挑战,并概述了其通过实施可持续金融原则来克服这些挑战的战略。具体而言,该银行已将其业务模式转型为无网点银行,强调数字化服务。本研究采用定性研究方法,调查了印度尼西亚 Allo 银行的活动,并利用 SWOT 分析方法进行了全面分析。研究结果表明,该银行成功地整合了可持续金融实践,但在实施过程中仍有进一步提升的潜力。
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