{"title":"Das Umlageverfahren: Idee und Wirklichkeit","authors":"Fritz Helmedag","doi":"10.2478/wd-2024-0030","DOIUrl":null,"url":null,"abstract":"\n The formal relationships between the contribution rate of workers and the pension level are modelled in the pay-as-you-go system. The average pensioner has paid contributions over 36 years and currently receives EUR 1,246.67 as a monthly pension. The “standard pensioner” contributed over 45 years and receives a “standard pension” of EUR 1,692. The real pension level is 42.6% and thus falls short of the 48% target level. In the pay-as-you-go system, the monthly pension would only amount to EUR 1,203.66. Higher contributions reduce average wages relatively less than they increase the pension benefits. A redistribution within the pool of insured people should compensate for the shorter payment periods of below-average pensions.","PeriodicalId":35890,"journal":{"name":"Wirtschaftsdienst","volume":"252 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2024-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Wirtschaftsdienst","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.2478/wd-2024-0030","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q4","JCRName":"Business, Management and Accounting","Score":null,"Total":0}
引用次数: 0
Abstract
The formal relationships between the contribution rate of workers and the pension level are modelled in the pay-as-you-go system. The average pensioner has paid contributions over 36 years and currently receives EUR 1,246.67 as a monthly pension. The “standard pensioner” contributed over 45 years and receives a “standard pension” of EUR 1,692. The real pension level is 42.6% and thus falls short of the 48% target level. In the pay-as-you-go system, the monthly pension would only amount to EUR 1,203.66. Higher contributions reduce average wages relatively less than they increase the pension benefits. A redistribution within the pool of insured people should compensate for the shorter payment periods of below-average pensions.
WirtschaftsdienstBusiness, Management and Accounting-Business, Management and Accounting (miscellaneous)
CiteScore
0.60
自引率
0.00%
发文量
228
审稿时长
8 weeks
期刊介绍：
Die Zeitschrift, herausgegeben von der ZBW, publiziert Beiträge von namhaften Autor:innen aus Wissenschaft und Politik zu aktuellen Themen der Wirtschafts- und Sozialpolitik in Deutschland und in der Europäischen Union.
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