Factors impacting online shopping in India: an empirical approach to extending UTAUT2 with the digital payment mode and attitudes toward technology

Savita Gupta, Ravi Kiran, Rakesh Kumar Sharma
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Abstract

Purpose In keeping with global developments rendering online shopping as an emerging trend among consumers, the present study extends the unified theory of use and acceptance of technology (UTAUT2) comprising the digital payment mode (DPM) as a new driver of online shopping and with the mediation of attitudes toward technology (ATTs) to gauge a better and deeper understanding of behavioral intention (BI). Design/methodology/approach This study used a survey instrument with snowball sampling from 600 consumers in northern India. Partial least squares structural equation modeling was used to find the association between drivers using UTUAT2, along with DPM and ATTs. The data were divided into a test group (20%) and validated through a training group (80%). Findings DPM was shown to be directly associated with BI. The mediation of ATTs was also validated through the model. The predictability of the model was 67.5% for the test group (20%) and 69.6% for the training group (80%). The results also indicated that facilitating conditions is a critical driver of BI. Originality/value This study enhances the understanding of the roles that DPM and ATTs play in BI during online shopping, suggesting that Indian managers need to adopt DPM as a support service to make online shopping a worthwhile experience.
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影响印度网上购物的因素:通过数字支付模式和对技术的态度扩展 UTAUT2 的实证方法
本研究扩展了技术使用和接受统一理论(UTAUT2),将数字支付模式(DPM)作为网上购物的新驱动因素,并以对技术的态度(ATTs)为中介,以更好、更深入地了解行为意向(BI)。使用偏最小二乘法结构方程模型来发现使用 UTUAT2 的驱动因素与 DPM 和 ATT 之间的关联。数据被分为测试组(20%)和验证培训组(80%)。该模型还验证了 ATTs 的中介作用。模型的可预测性在测试组(20%)为 67.5%,在培训组(80%)为 69.6%。本研究加深了人们对 DPM 和 ATT 在网上购物期间的 BI 中所起作用的理解,表明印度管理者需要将 DPM 作为一种支持服务,使网上购物成为一种值得体验的经历。
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