Bank Culture and Bank Liquidity Creation

IF 4.6 3区管理学 Q1 BUSINESS Corporate Governance-An International Review Pub Date : 2024-05-28 DOI:10.1111/corg.12580

Loan Quynh Thi Nguyen, Luu Duc Toan Huynh

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Abstract

Research Question/Issue

This study aimed to understand the impact of bank culture on liquidity creation by applying textual analysis to data from US bank holding companies.

Research Findings/Insights

The results indicated a substantial connection between bank culture and liquidity creation. Control and collaborative cultures negatively impacted liquidity creation, whereas a competing culture had a positive effect. The negative impacts were stronger in more diversified, experienced, and profitable banks and weaker in larger banks. In complete culture banks, liquidity creation decreased with increased experience and profitability but increased with size. The influence of culture on the different aspects of liquidity creation was similar across the board for overall liquidity generation.

Theoretical/Academic Implications

By introducing a new bank culture index, this study offers a unique contribution to the academic understanding of the interplay between organizational culture and financial performance, particularly liquidity creation.

Practitioner/Policy Implications

The insights from this study are valuable for bank managers and regulators as they highlight the aspects of bank culture that can be leveraged or adjusted to optimize liquidity creation, thereby informing strategies and policy decisions.

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银行文化与银行流动性创造

研究问题本研究旨在通过对美国银行控股公司的数据进行文本分析，了解银行文化对流动性创造的影响。研究结果表明，银行文化与流动性创造之间存在密切联系。控制文化和合作文化对流动性创造有负面影响，而竞争文化则有正面影响。负面影响在多元化程度更高、经验更丰富、盈利能力更强的银行中更明显，而在规模更大的银行中则更弱。在完全文化银行中，流动性创造随着经验和盈利能力的增加而减少，但随着规模的扩大而增加。理论/学术意义通过引入新的银行文化指数，本研究为学术界理解组织文化与财务绩效（尤其是流动性创造）之间的相互作用做出了独特的贡献。

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来源期刊

Corporate Governance-An International Review Multiple-

CiteScore

7.00

自引率

11.30%

发文量

期刊介绍： The mission of Corporate Governance: An International Review is to publish cutting-edge international business research on the phenomena of comparative corporate governance throughout the global economy. Our ultimate goal is a rigorous and relevant global theory of corporate governance. We define corporate governance broadly as the exercise of power over corporate entities so as to increase the value provided to the organization"s various stakeholders, as well as making those stakeholders accountable for acting responsibly with regard to the protection, generation, and distribution of wealth invested in the firm. Because of this broad conceptualization, a wide variety of academic disciplines can contribute to our understanding.

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