The depoliticization of climate disasters: Unpacking the entanglement of satellites with parametric climate risk insurance

IF 4.4 Q1 ENVIRONMENTAL STUDIES Earth System Governance Pub Date : 2024-09-12 DOI:10.1016/j.esg.2024.100221
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Abstract

Satellites permit (near) real-time visibility of a wide range of environmental conditions, across large areas, and to diverse audiences. In climate risk management, this technology is becoming entangled with parametric insurance technology. In areas with large uninsured populations and scarcity of environmental data, satellite-based parametric insurance is increasingly promoted as an efficient way to provide coverage against extreme weather events. Satellites can facilitate payouts for events like tropical cyclones using environmental proxies (e.g., wind speed) and demographic data, bypassing traditional post-disaster assessments. Using qualitative methods, we investigate how the entanglement impacts the understanding, management and governance of climate disasters. We find that both technologies reduce on-the-ground complexities through how such disasters are perceived, anticipated, and governed. The entanglement intensifies the depoliticization of climate disasters and further compromises climate justice. This development in climate risk governance is crucially relevant to consider in the ongoing Loss and Damage Finance negotiations.

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气候灾害的非政治化:解读卫星与参数气候风险保险之间的纠葛
卫星可以(近乎)实时地观测大范围、大面积的环境状况,并提供给不同的受众。在气候风险管理中,这项技术正与参数保险技术纠缠在一起。在未投保人口众多、环境数据稀缺的地区,基于卫星的参数保险作为一种针对极端天气事件提供保险的有效方式,正得到越来越多的推广。卫星可以利用环境代用指标(如风速)和人口数据,绕过传统的灾后评估,促进热带气旋等事件的赔付。我们使用定性方法调查了这种纠缠如何影响对气候灾害的理解、管理和治理。我们发现,这两种技术通过如何感知、预测和治理这些灾害,降低了实地的复杂性。纠缠加剧了气候灾害的非政治化,进一步损害了气候正义。气候风险治理的这一发展与正在进行的损失和损害融资谈判密切相关。
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来源期刊
CiteScore
9.00
自引率
14.30%
发文量
31
审稿时长
35 weeks
期刊最新文献
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