Debt advice in Europe: a search of the good practices to fight over-indebtedness

IF 1.9 Q2 BUSINESS, FINANCE Qualitative Research in financial Markets Pub Date : 2024-08-19 DOI:10.1108/qrfm-12-2023-0301
Alessandra Tanda, Daniela Vandone
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引用次数: 0

Abstract

Purpose

This paper aims to provide an overview of the current state of debt advisory services and good practices in Europe.

Design/methodology/approach

The authors examine how debt advisory services are organised in different European countries and how they can be used to address the phenomenon of over-indebtedness.

Findings

Debt advisory services seem to be varied and fragmented. There are few good practices that stand out, whereas in some countries there are no services available at all.

Originality/value

This study provides an updated and comprehensive review of good practices and suggests some measures for evaluating the effectiveness of debt advisory services.

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欧洲的债务咨询:探索打击过度负债的良好做法
本文旨在概述欧洲债务咨询服务的现状和良好做法。作者研究了欧洲不同国家如何组织债务咨询服务,以及如何利用这些服务解决过度负债现象。原创性/价值本研究对良好做法进行了最新的全面审查,并提出了一些评估债务咨询服务有效性的措施。
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来源期刊
CiteScore
4.60
自引率
10.50%
发文量
32
期刊介绍: Qualitative Research in Financial Markets is the only peer-reviewed journal dedicated to exploring the rapidly-growing area of research activity in finance that uses qualitative methods. Building on a long pedigree of finance research, the journal publishes international and innovative analyses and novel insights into financial markets worldwide
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