Effects of the Medicaid coverage cliff on low-income elderly Medicare beneficiaries.

IF 2 3区 医学 Q2 ECONOMICS Health economics Pub Date : 2024-09-28 DOI:10.1002/hec.4902
Kanghyock Koh, Sungchul Park
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Abstract

The Medicaid coverage "cliff" occurs when Medicare beneficiaries with household income exceeding 100% of the federal poverty level lose eligibility for supplemental Medicaid coverage. Using a regression discontinuity design with data from Medical Expenditure Panel Survey and National Health and Nutrition Examination Survey for 2007-2019, we demonstrate that the cliff increases out-of-pocket spending by 25% and the probability of experiencing problems paying medical bills by 44.4% without decreases in overall health care spending. However, there is evidence that near-poor Medicare beneficiaries changed behavior in response to the cliff, increasing the use of high-value diagnostic and preventive testing by 8.8% and enrollment in a more affordable plan by 12.2%. The cliff does not encourage healthy behavior.

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医疗补助覆盖悬崖对低收入老年医疗保险受益人的影响。
当医疗保险受益人的家庭收入超过联邦贫困线的 100%时,就会出现医疗补助保险 "悬崖",失去享受医疗补助补充保险的资格。我们利用 2007-2019 年医疗支出面板调查和全国健康与营养调查的数据,采用回归不连续设计,证明悬崖会使自付支出增加 25%,支付医疗账单出现问题的概率增加 44.4%,而总体医疗支出并未减少。然而,有证据表明,近乎贫困的医疗保险受益人因悬崖而改变了行为,增加了 8.8%的高价值诊断和预防性测试的使用,并加入了 12.2%的更实惠的计划。悬崖并不鼓励健康行为。
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来源期刊
Health economics
Health economics 医学-卫生保健
CiteScore
3.60
自引率
4.80%
发文量
177
审稿时长
4-8 weeks
期刊介绍: This Journal publishes articles on all aspects of health economics: theoretical contributions, empirical studies and analyses of health policy from the economic perspective. Its scope includes the determinants of health and its definition and valuation, as well as the demand for and supply of health care; planning and market mechanisms; micro-economic evaluation of individual procedures and treatments; and evaluation of the performance of health care systems. Contributions should typically be original and innovative. As a rule, the Journal does not include routine applications of cost-effectiveness analysis, discrete choice experiments and costing analyses. Editorials are regular features, these should be concise and topical. Occasionally commissioned reviews are published and special issues bring together contributions on a single topic. Health Economics Letters facilitate rapid exchange of views on topical issues. Contributions related to problems in both developed and developing countries are welcome.
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