Strategic fit of potential M&As between dual banks and conventional banks: Does Islamic banking matter?

IF 6.9 2区经济学 Q1 BUSINESS, FINANCE Research in International Business and Finance Pub Date : 2025-03-25 DOI:10.1016/j.ribaf.2025.102876

Daniel Alejandro Bonfil Penella , Felix Rainer Schmitz , Yong Tan , Jorge Antunes , Peter Wanke , S. M Julkar Naeen Abir , Md. Abul Kalam Azad

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Abstract

During the last decades, Islamic banking has become a major influence for worldwide banking, which led to conventional banks using their existing infrastructure and branches to provide Islamic banking services. Despite the growing impact of this new type of bank, referred to as dual bank, including conventional and Islamic banking services, only a few authors have marginally analyzed them, none of them in a merger and acquisition (M&A) context. This study examines a global strategic fit of 375 bank M&As in 39 nations between 2011 and 2020. An input-oriented, two-stage network DEA (Data Envelopment Analysis) approach is used, computing several efficiency scores of the merged banks. Merging in our analysis involves a virtual combination of inputs and outputs of pairs of separate banks to test the efficiencies of this virtually merged entity. The findings reveal that the bank type impacts the virtual efficiency: dual bank M&As show a large advantage over conventional bank M&As.

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双重银行与传统银行潜在并购的战略契合：伊斯兰银行重要吗？

在过去的几十年里，伊斯兰银行对全球银行业产生了重大影响，这导致传统银行利用其现有的基础设施和分支机构提供伊斯兰银行服务。尽管这种新型银行（被称为双重银行）的影响越来越大，包括传统银行和伊斯兰银行服务，但只有少数作者对它们进行了粗略的分析，而且没有一个是在并购（M& a）的背景下进行的。本研究考察了2011年至2020年间39个国家的375家银行并购的全球战略契合度。采用一种以投入为导向的两阶段网络DEA（数据包络分析）方法，计算合并银行的若干效率分数。在我们的分析中，合并涉及对独立银行的输入和输出的虚拟组合，以测试这个虚拟合并实体的效率。研究发现，银行类型对虚拟效率有影响，双银行并购比传统银行并购具有较大优势。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Research in International Business and Finance BUSINESS, FINANCE-

CiteScore

11.20

自引率

9.20%

发文量

240

期刊介绍： Research in International Business and Finance (RIBAF) seeks to consolidate its position as a premier scholarly vehicle of academic finance. The Journal publishes high quality, insightful, well-written papers that explore current and new issues in international finance. Papers that foster dialogue, innovation, and intellectual risk-taking in financial studies; as well as shed light on the interaction between finance and broader societal concerns are particularly appreciated. The Journal welcomes submissions that seek to expand the boundaries of academic finance and otherwise challenge the discipline. Papers studying finance using a variety of methodologies; as well as interdisciplinary studies will be considered for publication. Papers that examine topical issues using extensive international data sets are welcome. Single-country studies can also be considered for publication provided that they develop novel methodological and theoretical approaches or fall within the Journal''s priority themes. It is especially important that single-country studies communicate to the reader why the particular chosen country is especially relevant to the issue being investigated. [...] The scope of topics that are most interesting to RIBAF readers include the following: -Financial markets and institutions -Financial practices and sustainability -The impact of national culture on finance -The impact of formal and informal institutions on finance -Privatizations, public financing, and nonprofit issues in finance -Interdisciplinary financial studies -Finance and international development -International financial crises and regulation -Financialization studies -International financial integration and architecture -Behavioral aspects in finance -Consumer finance -Methodologies and conceptualization issues related to finance