Determinants of uptake and strategies to improve agricultural insurance in Africa: a review

IF 2.2 4区 经济学 Q2 ECONOMICS Environment and Development Economics Pub Date : 2021-04-12 DOI:10.1017/S1355770X21000085
Emmanuel Nshakira-Rukundo, J. W. Kamau, H. Baumüller
{"title":"Determinants of uptake and strategies to improve agricultural insurance in Africa: a review","authors":"Emmanuel Nshakira-Rukundo, J. W. Kamau, H. Baumüller","doi":"10.1017/S1355770X21000085","DOIUrl":null,"url":null,"abstract":"Abstract Weather shocks affect smallholder farmers and pastoralists in Sub-Saharan Africa unequally. Agricultural insurance has emerged as a safety net option to protect farmers’ welfare. However, in comparison to other regions, fewer African farmers and pastoralists have adopted agricultural insurance. This review synthesises broad recent literature on why insurance take-up has remained low and highlights six key themes, including: (1) product quality, (2) product design, (3) affordability, (4) information and education, (5) behavioural and sociocultural factors, and (6) the role of government in enabling markets. We shed light on how insurance uptake can be encouraged.","PeriodicalId":47751,"journal":{"name":"Environment and Development Economics","volume":null,"pages":null},"PeriodicalIF":2.2000,"publicationDate":"2021-04-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1017/S1355770X21000085","citationCount":"11","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Environment and Development Economics","FirstCategoryId":"96","ListUrlMain":"https://doi.org/10.1017/S1355770X21000085","RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q2","JCRName":"ECONOMICS","Score":null,"Total":0}
引用次数: 11

Abstract

Abstract Weather shocks affect smallholder farmers and pastoralists in Sub-Saharan Africa unequally. Agricultural insurance has emerged as a safety net option to protect farmers’ welfare. However, in comparison to other regions, fewer African farmers and pastoralists have adopted agricultural insurance. This review synthesises broad recent literature on why insurance take-up has remained low and highlights six key themes, including: (1) product quality, (2) product design, (3) affordability, (4) information and education, (5) behavioural and sociocultural factors, and (6) the role of government in enabling markets. We shed light on how insurance uptake can be encouraged.
查看原文
分享 分享
微信好友 朋友圈 QQ好友 复制链接
本刊更多论文
非洲农业保险吸收的决定因素和改善农业保险的战略:综述
天气冲击对撒哈拉以南非洲地区的小农和牧民的影响是不平等的。农业保险已成为保护农民福利的一种安全网选择。然而,与其他地区相比,非洲农民和牧民采用农业保险的人数较少。这篇综述综合了最近关于为什么保险覆盖率仍然很低的广泛文献,并强调了六个关键主题,包括:(1)产品质量,(2)产品设计,(3)负担能力,(4)信息和教育,(5)行为和社会文化因素,以及(6)政府在促进市场中的作用。我们阐明了如何鼓励保险吸收。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
求助全文
约1分钟内获得全文 去求助
来源期刊
CiteScore
5.00
自引率
4.80%
发文量
39
期刊介绍: Environment and Development Economics is positioned at the intersection of environmental, resource and development economics. The Editor and Associate Editors, supported by a distinguished panel of advisors from around the world, aim to encourage submissions from researchers in the field in both developed and developing countries. The Journal is divided into two main sections, Theory and Applications, which includes regular academic papers and Policy Options, which includes papers that may be of interest to the wider policy community. Environment and Development Economics also publishes occasional Policy Fora (discussions based on a focal paper). From time to time the journal publishes special issues based on a particular theme.
期刊最新文献
What determines respondents’ valuation uncertainty? Impact of subjective perceptions from the demand and supply sides The impact of water quality on children's education: evidence from 39 districts in the Ganges Basin of India Trade liberalization and the choice of pollution abatement Effect of foreign direct investment on firms' pollution intensity: evidence from a natural experiment in China Institutions' quality and environmental pollution in Africa
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
已复制链接
已复制链接
快去分享给好友吧!
我知道了
×
扫码分享
扫码分享
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1