DOES COVID-19 PANDEMIC INCREASE THE USE OF CASHLESS BANKING DIGITAL SERVICES? THE CASE OF INDONESIA

Dyahretno Anggraeni, Ersa Tri Wahyuni, H. Ritchi
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Abstract

Restrictions in covid-19 pandemic have increased the need for digital services in all sectors including the banking industry. The purpose of this study is to analyze whether there has been a changes in Indonesian banks services before and during the covid-19 pandemic. This study uses a quantitative method and non-parametric Wilcoxon tests, using secondary data taken from 180 Annual Reports from 45 banks listed on the Indonesia Stock Exchange (IDX) for the 2018-2021 period as samples. The results shows that there has been significant change in cashless mobile banking transactions during the pandemic. This research adds new insights into the latest developments and evaluation topic for banking companies.
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新冠肺炎疫情是否增加了无现金银行数字服务的使用?印尼案例
新冠肺炎疫情的限制增加了包括银行业在内的所有行业对数字服务的需求。本研究的目的是分析在新冠肺炎大流行之前和期间,印度尼西亚银行服务是否发生了变化。本研究采用定量方法和非参数Wilcoxon检验,以2018年至2021年期间在印度尼西亚证券交易所(IDX)上市的45家银行的180份年度报告中的二次数据为样本。结果显示,在疫情期间,无现金手机银行交易发生了重大变化。这项研究为银行公司的最新发展和评估主题提供了新的见解。
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发文量
17
审稿时长
24 weeks
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