University Students’ Preferences about Savings and Investments at Individual and National level in the 21st Century: The Case of Turkey

IF 0.4 Q4 ECONOMICS Review of Economic Perspectives Pub Date : 2020-12-01 DOI:10.2478/revecp-2020-0024
Aynur Yumurtaci, Bilal Bağış
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Abstract

Abstract This paper aims to capture the favored both national and individual saving and investment perceptions of the Turkish youth. Also, the research contributes to the understanding of the common preferences of the youth and focuses on perceptions over their home country’s saving-investment decisions. We reason, it is important to evaluate views of the youth on national savings and investments as they will be both the decision-makers determining the economic and social policies of the near future and the ones that are directly impacted by these policies implemented today. For this purpose, a questionnaire is applied to randomly selected 550 university students in Turkey and the results are analyzed by the chi-square test. Accordingly, students have mostly preferred that investments should be primarily made to the education sector at national level while investment made for the social security system is placed on the last rank. In addition, education is the most important individual investment choice of participants. On the other hand, information technologies, energy, and agriculture are identified as the most significant investment areas, which could be potentially increased the global competitiveness of their home country. Another important outcome of this research is that students prefer to invest their individual savings in gold and real estate investments, respectively.
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21世纪大学生个人和国家层面的储蓄和投资偏好——以土耳其为例
摘要本文旨在捕捉土耳其青年青睐的国家和个人储蓄和投资观念。此外,该研究有助于了解年轻人的共同偏好,并关注他们对本国储蓄-投资决策的看法。我们认为,评估年轻人对国民储蓄和投资的看法很重要,因为他们既是决定不久的将来经济和社会政策的决策者,也是今天实施的这些政策直接影响的决策者。为此,随机抽取土耳其550名大学生进行问卷调查,采用卡方检验对调查结果进行分析。因此,学生们大多认为,应首先在国家层面对教育部门进行投资,而对社会保障体系的投资则排在最后。此外,教育是参与者最重要的个人投资选择。另一方面,信息技术、能源和农业被确定为最重要的投资领域,这可能会提高其本国的全球竞争力。本研究的另一个重要结果是,学生更倾向于将个人储蓄分别投资于黄金和房地产投资。
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来源期刊
CiteScore
1.40
自引率
0.00%
发文量
10
审稿时长
38 weeks
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