INFLUENCE OF SHARIA MARKETING CHARACTERISTICS ON CUSTOMERS' SAVING INTEREST AT INDONESIAN SHARIA BANK MAKASSAR BRANCH

Syahriyah Semaun, Siti Rasyid, Musmulyadi Musmulyadi
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Abstract

The study aims to measure, investigate, and examine how Islamic This study aims to determine the influence of the characteristics of Sharia Marketing which consists of Theistic (Rabbaniyyah), Ethical (Akhlaqiyyah), Realistic (Al-Waqi'yyah) and Humanistic (Al-Insaniyyah) variables on the interest in saving and to find out the dominant variable that simultaneously influences the characteristics of Sharia Marketing on the interest in saving. This is a quantitative research with descriptive method. The data collection by distributing questionnaires. The methods used to test the hypothesis is Multiple Regression Analysis. The results are: (1)the variable Theistic (Rabbaniyyah), Ethical (Akhlaqiyyah), and Realistic (Al-Waqi'yyah) has a positive and insignificant influence on the variable of interest in saving, (2)the variable Humanistic (Al-Insaniyyah) has a positive and significant influence on the variable of interest in saving and the variable Humanistic (Al-Insaniyyah) has the most dominant influence simultaneously on interest in saving. That influence can be interpreted by increasing customer interest in saving at Bank Syariah Indonesia.
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伊斯兰教法营销特征对印尼伊斯兰教法银行马卡萨分行客户储蓄利息的影响
本研究旨在测量、调查和检验伊斯兰教是如何影响储蓄兴趣的。本研究旨在确定由有神论(Theistic) (Rabbaniyyah)、伦理(Akhlaqiyyah)、现实主义(Al-Waqi'yyah)和人文主义(Al-Insaniyyah)变量组成的伊斯兰教营销特征对储蓄兴趣的影响,并找出同时影响伊斯兰教营销特征对储蓄兴趣的主导变量。这是一项采用描述性方法的定量研究。通过发放问卷收集数据。检验假设的方法是多元回归分析。结果表明:(1)有神论(Rabbaniyyah)、伦理论(Akhlaqiyyah)、现实主义(Al-Waqi'yyah)对储蓄兴趣变量有正向且不显著的影响;(2)人文主义(Al-Insaniyyah)对储蓄兴趣变量有正向且显著的影响,同时人文主义(Al-Insaniyyah)对储蓄兴趣的影响最显著。这种影响可以通过提高客户在印尼伊斯兰银行的储蓄兴趣来解释。
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审稿时长
24 weeks
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