Determinación del impacto socioeconómico de las políticas de inclusión financiera en el municipio de Montería

Abstract

The main purpose of this article is to determine what is the impact of financial inclusion policies in the city of Monteria (Colombia). Hence; the importance of exposing the factors that have been influencing compliance with these policies in the municipality of Monteria. The methodology of this empirical research emphasizes a field work that favored the application of primary sources, with statistical support, through a correlational analysis (simple linear regression), in order to identify which are the variables of greater incidence for the financial inclusion of the population of popular strata in Monteria. The results provide empirical evidence that the lower-income population sectors in Monteria have less possibilities of financial access, because they do not have sufficient guarantees to meet the payment of said credits; in this sense, greater financial inclusion is required towards the homes of the popular sectors in said municipality. Based on these findings, it is concluded that a greater financial inclusion for the municipality of Monteria will favor the development of more entrepreneurial actions that activate the local economy and achieve higher levels of well-being in the Monteriana population. Clío América/ Vol. 13, No. 26 2019 / 350 – 361 DOI: http://dx.doi.org/10.21676/23897848.3577 Manuel Antonio Pérez-Vásquez y Francia Helena Prieto-Baldovino Universidad del Sinú Elías Bechara Zainum, Colombia. Email: manuelperezv@unisinu.edu.co Universidad del Sinú Elías Bechara Zainum, Colombia. Email: franciaprieto@unisinu.edu.co Para citar este artículo: Pérez, V. M. y Prieto, B. F. (2019). Determinación del impacto socioeconómico de las políticas de inclusión financiera en el municipio de Montería. Clío América, 13(26), 350-361. doi: http://dx.doi.org/10.21676/23897848.3577 Recibido: 17 junio de 2019 Aceptado: 08 de octubre de 2019 Publicado en línea: noviembre 28 de 2019 ............................