{"title":"By Insurers, For Insurers: The UK’s Liability Regime for Autonomous Vehicles","authors":"J. Davey","doi":"10.1515/jtl-2020-2010","DOIUrl":null,"url":null,"abstract":"Abstract The United Kingdom has enacted legislation to govern the liability of highly autonomous vehicles. The chosen method is peculiar, with liability placed on motor (auto) insurers despite the lack of a corresponding liability on road users. This article seeks to explain why the UK government was so invested in maintaining mass market motor insurance policies (instead of a system based on motor manufacturer liability) and suggests that the answer lies in insurers’ desire to harvest customer data. We are the product.","PeriodicalId":39054,"journal":{"name":"Journal of Tort Law","volume":"13 1","pages":"163 - 188"},"PeriodicalIF":0.0000,"publicationDate":"2020-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1515/jtl-2020-2010","citationCount":"1","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Tort Law","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1515/jtl-2020-2010","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"Social Sciences","Score":null,"Total":0}
引用次数: 1
Abstract
Abstract The United Kingdom has enacted legislation to govern the liability of highly autonomous vehicles. The chosen method is peculiar, with liability placed on motor (auto) insurers despite the lack of a corresponding liability on road users. This article seeks to explain why the UK government was so invested in maintaining mass market motor insurance policies (instead of a system based on motor manufacturer liability) and suggests that the answer lies in insurers’ desire to harvest customer data. We are the product.
期刊介绍：
The Journal of Tort Law aims to be the premier publisher of original articles about tort law. JTL is committed to methodological pluralism. The only peer-reviewed academic journal in the U.S. devoted to tort law, the Journal of Tort Law publishes cutting-edge scholarship in tort theory and jurisprudence from a range of interdisciplinary perspectives: comparative, doctrinal, economic, empirical, historical, philosophical, and policy-oriented. Founded by Jules Coleman (Yale) and some of the world''s most prominent tort scholars from the Harvard, Fordham, NYU, Yale, and University of Haifa law faculties, the journal is the premier source for original articles about tort law and jurisprudence.
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