Legal Analysis of The Financing Agreement Through The Application For Legal Examination The Fiduciary Guarantee Act The Constitutional Court

SASI Pub Date : 2023-03-11 DOI:10.47268/sasi.v29i1.1290
Iskandar Muda Sipayung
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Abstract

Introduction: The occurrence of legal problems related to objects that become fiduciary security, where some existing and well-known consumer finance institutions (leasing) often deal with the law, which is caused by default/inkar promises by consumers as fiduciary rights providers, so that leasing often deals with the authorities diakarenakan in taking action against delinquent consumers.Purposes of the Research: The purpose of this study is to explain the paradigm of material testing on the legal protection of fiduciary.Methods of the Research: The research method used is normative legal research with a statute legal approach and a conceptual approach.Results of the Research: Legal arrangements are needed for legal protection for consumer finance institutions (leasing) in obtaining fiduciary guarantees which in accordance with the agreement between leasing and consumers, are entitled to and belong to the institution if the consumer has defaulted/inkar promise, so that it can return the creditor, can be auctioned to the public, so that it does not have an impact on the economy, both from the company's revenue and the sustainability of the financing industry in Indonesia.
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通过申请法律审查对融资协议的法律分析《信义担保法》宪法法院
导读:发生与成为信义担保对象相关的法律问题,其中一些现有的知名消费金融机构(租赁)经常处理法律问题,这是由于消费者作为信义权利提供者的违约/虚假承诺造成的,因此租赁在对违约消费者采取行动时经常与当局打交道。研究目的:本研究的目的是解释信义人法律保护的材料检验范式。研究方法:研究方法为规范法研究,采用成文法研究方法和概念法研究方法。研究结果:消费金融机构(租赁)在获得根据租赁与消费者之间的协议,有权享有并属于该机构的信义担保时,如果消费者违约/未兑现承诺,则需要法律安排进行法律保护,使其可以返还债权人,可以拍卖给公众,从而不对经济产生影响;无论是从公司的收入还是印尼金融行业的可持续性来看。
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发文量
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审稿时长
3 weeks
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