{"title":"Does free health insurance improve health care use and labour market outcomes of the elderly in Ghana?","authors":"Frank Darkwah","doi":"10.1016/j.jeoa.2022.100418","DOIUrl":null,"url":null,"abstract":"<div><p>Affordable access to health care was a challenge for the elderly in Ghana until the introduction of the National Health Insurance<span><span> Scheme in 2003, where the elderly were exempted from premium payments. The study employs household-level data from the Ghana Living Standard Survey to investigate whether exempting the elderly from </span>health insurance premium payments affects healthcare utilisation and labour market outcomes of the elderly in Ghana. The study finds that having health insurance increases the elderly visits to a health facility and the probability of being treated by health professionals. For labour market outcomes, the results indicate that free health insurance increases both the number of hours worked and earnings of the elderly and the size of the increase in earnings in agriculture is slightly larger for females than with males.</span></p></div>","PeriodicalId":45848,"journal":{"name":"Journal of the Economics of Ageing","volume":"23 ","pages":"Article 100418"},"PeriodicalIF":1.9000,"publicationDate":"2022-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of the Economics of Ageing","FirstCategoryId":"96","ListUrlMain":"https://www.sciencedirect.com/science/article/pii/S2212828X22000500","RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q2","JCRName":"DEMOGRAPHY","Score":null,"Total":0}
引用次数: 0
Abstract
Affordable access to health care was a challenge for the elderly in Ghana until the introduction of the National Health Insurance Scheme in 2003, where the elderly were exempted from premium payments. The study employs household-level data from the Ghana Living Standard Survey to investigate whether exempting the elderly from health insurance premium payments affects healthcare utilisation and labour market outcomes of the elderly in Ghana. The study finds that having health insurance increases the elderly visits to a health facility and the probability of being treated by health professionals. For labour market outcomes, the results indicate that free health insurance increases both the number of hours worked and earnings of the elderly and the size of the increase in earnings in agriculture is slightly larger for females than with males.
期刊介绍：
The Journal of the Economics of Ageing (JEoA) is an international academic journal that publishes original theoretical and empirical research dealing with the interaction between demographic change and the economy. JEoA encompasses both microeconomic and macroeconomic perspectives and offers a platform for the discussion of topics including labour, health, and family economics, social security, income distribution, social mobility, immigration, productivity, structural change, economic growth and development. JEoA also solicits papers that have a policy focus.
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