Access of older persons to health insurance and health-care services in viet nam: current state and policy options

G. T. Long, Bui Dai Thu
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Abstract

In this paper, we show that health insurance and health-care services have been expanded in Viet Nam over the past decade and had the potential to reach various groups of older persons (defined as those aged 60 or more). Yet, a number of challenges still remain that greatly influence the current health-care system as regards affordability and adequate service provision. The most critical of these issues is that the most vulnerable groups among older persons have lower access rates and a greater financial burden (that is, out-of-pocket expenses). To deal with those issues, we suggest certain policy directions, including developing communal health systems and guaranteeing the financial sustainability of the health insurance fund by monitoring both service providers and users.
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越南老年人获得医疗保险和保健服务的机会:当前的国家和政策选择
在本文中,我们表明,在过去十年中,越南的医疗保险和保健服务已经扩大,并且有可能覆盖各种老年人群体(定义为60岁或以上的老年人)。然而,在可负担性和适当的服务提供方面,仍然存在一些挑战,这些挑战极大地影响了目前的保健系统。这些问题中最关键的是,老年人中最脆弱的群体获得服务的比率较低,经济负担更大(即自付费用)。为了解决这些问题,我们建议一定的政策方向,包括发展公共卫生系统,并通过监督服务提供者和用户来保证健康保险基金的财务可持续性。
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