{"title":"Insights into Crop Insurance in the Agriculture Industry in India: An Overview","authors":"Banita ., Pratiksha Gurung","doi":"10.18805/bkap604","DOIUrl":null,"url":null,"abstract":"Agriculture is dangerous in India due to output and price instability. Crop insurance helps farmers by stabilizing agricultural profits, encouraging them to farm, lowering debt and reducing the need for crop failure assistance. This study examined crop insurance schemes in India and their effects on farmers. Based on terms like crop insurance, Insurance, Pradhan Mantri Fasal Bima Yojana we collected 175 papers by using various database such as Google Scholar, Web of Science and EBSCO host along with government data. Each manuscript’s title determined its initial relevance. Crop insurance is an important risk management tool, but most Indian farmers can’t afford it. The Indian government produces new agricultural policies every few years, but crop insurance programmes have been inconsistent and inefficient due to operational flaws. Agriculture insurance in India is still growing so that further research is need to be done to investigate the potential of an agriculture insurance market in India that is both financially sustainable and economically advantageous and successfully mitigates farmers’ risks.\n","PeriodicalId":8784,"journal":{"name":"Bhartiya Krishi Anusandhan Patrika","volume":"143 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2023-04-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Bhartiya Krishi Anusandhan Patrika","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.18805/bkap604","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
Abstract
Agriculture is dangerous in India due to output and price instability. Crop insurance helps farmers by stabilizing agricultural profits, encouraging them to farm, lowering debt and reducing the need for crop failure assistance. This study examined crop insurance schemes in India and their effects on farmers. Based on terms like crop insurance, Insurance, Pradhan Mantri Fasal Bima Yojana we collected 175 papers by using various database such as Google Scholar, Web of Science and EBSCO host along with government data. Each manuscript’s title determined its initial relevance. Crop insurance is an important risk management tool, but most Indian farmers can’t afford it. The Indian government produces new agricultural policies every few years, but crop insurance programmes have been inconsistent and inefficient due to operational flaws. Agriculture insurance in India is still growing so that further research is need to be done to investigate the potential of an agriculture insurance market in India that is both financially sustainable and economically advantageous and successfully mitigates farmers’ risks.
由于产量和价格不稳定，印度的农业是危险的。作物保险通过稳定农业利润、鼓励农民耕作、降低债务和减少对作物歉收援助的需求来帮助农民。这项研究考察了印度的农作物保险计划及其对农民的影响。基于农作物保险，保险，Pradhan Mantri Fasal Bima Yojana等术语，我们通过使用各种数据库(如Google Scholar, Web of Science和EBSCO主机)以及政府数据收集了175篇论文。每份手稿的标题决定了它最初的相关性。农作物保险是一项重要的风险管理工具，但大多数印度农民负担不起。印度政府每隔几年就会制定新的农业政策，但由于操作缺陷，农作物保险计划一直不一致，效率低下。印度的农业保险仍在增长，因此需要做进一步的研究，以调查印度农业保险市场的潜力，这种市场既具有财政上的可持续性，又具有经济上的优势，并成功地减轻了农民的风险。
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