CUSTOMER LOYALTY TO SHARIA BANKING

IF 1.1 4区 医学 Q4 PUBLIC, ENVIRONMENTAL & OCCUPATIONAL HEALTH Ajar-African Journal of Aids Research Pub Date : 2023-02-28 DOI:10.35129/ajar.v6i01.394
Muhammad Dwi Aprinandhi
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Abstract

Islamic banking operates according to Islamic principles, does not charge interest in each of its activities, and applies profit sharing. This study aims to find out how consumer loyalty toward Islamic banking. This study uses a literature review research method to conclude customer loyalty toward Islamic banking. This study found that generally, consumer loyalty toward Islamic banking is due to Islamic banking being affiliated with religion, informative marketing campaigns carried out by banks, banking brands, and reputations that have emotional ties with consumers, and trust in products and services offered by banks, as well the unique characteristics based on sharia law, not because of the rate of return provided by Islamic banking. This study also shows that the implementation of CSR influences customer loyalty in Islamic banking carried out by banks and becomes the basis for recommending Islamic banking to others.
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客户对伊斯兰银行的忠诚
伊斯兰银行根据伊斯兰原则运作,不收取每项活动的利息,并实行利润分享。本研究旨在了解消费者对伊斯兰银行的忠诚度。本研究采用文献回顾的研究方法,对伊斯兰银行的顾客忠诚度进行研究。这项研究发现,一般来说,消费者对伊斯兰银行的忠诚是由于伊斯兰银行与宗教有关,银行开展的信息营销活动,银行品牌,与消费者有情感联系的声誉,对银行提供的产品和服务的信任,以及基于伊斯兰教法的独特特征,而不是因为伊斯兰银行提供的回报率。本研究还表明,企业社会责任的实施影响了银行开展伊斯兰银行业务的客户忠诚度,并成为银行向他人推荐伊斯兰银行业务的依据。
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来源期刊
Ajar-African Journal of Aids Research
Ajar-African Journal of Aids Research 医学-公共卫生、环境卫生与职业卫生
CiteScore
1.80
自引率
8.30%
发文量
38
审稿时长
>12 weeks
期刊介绍: African Journal of AIDS Research (AJAR) is a peer-reviewed research journal publishing papers that make an original contribution to the understanding of social dimensions of HIV/AIDS in African contexts. AJAR includes articles from, amongst others, the disciplines of sociology, demography, epidemiology, social geography, economics, psychology, anthropology, philosophy, health communication, media, cultural studies, public health, education, nursing science and social work. Papers relating to impact, care, prevention and social planning, as well as articles covering social theory and the history and politics of HIV/AIDS, will be considered for publication.
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