Individual Factors As Antecedents of Mobile Payment Usage

2018 5th International Conference on Electrical Engineering, Computer Science and Informatics (EECSI) Pub Date : 2018-10-01 DOI:10.1109/EECSI.2018.8752889

Radinal Setyadinsa, M. R. Shihab, Y. G. Sucahyo

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引用次数: 2

Abstract

The aim of this research was to discover the stances of individual elements as antecedents of mobile payment usage. Data was gathered by distributing a questionnaire, which in latter steps was analyzed quantitatively. This research collected 90 samples, of whom represented users of a mobile payment service in Indonesia. The collected dataset was statistically analyzed, by employing partial least square structural equational modelling (PLS-SEM), aided with SmartPLS3.0. The results showed that two types of individual factors, namely individual difference and behavioral belief played significant roles in shaping users’ intention to use mobile payments. Individual differences, consisting of mobile payment knowledge and compatibility significantly influenced perceived ease of use. Behavioral belief, such as trust, was shown to significantly influenced perceived usefulness. Finally, perceived ease of use and perceived usefulness concertedly affected mobile payment users’ intention to use.

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个人因素是移动支付使用的先决条件

这项研究的目的是发现个人元素的立场，作为移动支付使用的先决条件。通过分发问卷收集数据，在后面的步骤中对其进行定量分析。这项研究收集了90个样本，其中代表了印度尼西亚移动支付服务的用户。采用偏最小二乘结构方程模型(PLS-SEM)，借助SmartPLS3.0对收集到的数据集进行统计分析。结果表明，个体差异和行为信念这两类个体因素对用户移动支付意愿的形成起着重要作用。个体差异，包括移动支付知识和兼容性显著影响感知易用性。行为信念，如信任，被证明对感知有用性有显著影响。最后，感知易用性和感知有用性共同影响移动支付用户的使用意愿。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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2018 5th International Conference on Electrical Engineering, Computer Science and Informatics (EECSI)

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