ANALISIS KINERJA BANK BCA SYARIAH BERDASARKAN METODE RGEC DAN ISLAMICITY PERFORMANCE INDEX

Rahmat Daim Harahap, Hendra Harmain, Hasnah Siahaan
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Abstract

This study aims to review the performance of Bank BCA Syariah through the method measurement that has beeb stipulated in Bank Indonesia Regulation Number 13/1/PBI/2011 concerning the bank soundness rating system using the RGEC and islamicity performace index method. Researcher data that used quantitative data derived from secondary data on financial statements in Bank BCA Syariah 2016-2019. The data analysis in this study resulted in the level of the health of BCA Syariah banks in 2016-2019 is ranked composite 1 in the “Very Healthy” category. This proves that the BCA bank Sharia is able to  face the influance of competition. Different, on the method islamicity performance index of BCA Syariah bank is in Good Enough condition it is clear from the ratio of zakat performance index and EDR net profit which is still in the poor category.
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BCA伊斯兰银行根据RGEC方法和伊斯兰表演指数进行性能分析
本研究旨在通过印度尼西亚银行法规第13/1/PBI/2011号规定的方法测量来审查BCA伊斯兰银行的绩效,该法规涉及使用RGEC和伊斯兰绩效指数方法的银行稳健性评级系统。研究人员的数据使用了来自BCA伊斯兰银行2016-2019年财务报表二手数据的定量数据。本研究中的数据分析表明,BCA伊斯兰银行在2016-2019年的健康水平在“非常健康”类别中排名综合1。这证明BCA银行Sharia能够面对竞争的影响。不同的是,从zakat绩效指标与EDR净利润的比值可以看出,BCA伊斯兰银行的伊斯兰化绩效指标处于足够好的状态,但仍处于较差的类别。
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