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KONSEP UNDIAN BERHADIAH DALAM Q.S AL-MAIDAH AYAT 90 MENURUT TAFSIR AL-MISBAH
Pub Date : 2022-12-08 DOI: 10.30829/hf.v9i2.13627
I. Alfian, N. Yanti
This study aims to explain the concept of lottery prizes in Q.S Al-Maidah verse 90. This is related to the phenomenon of giving raffle prizes from producers to consumers as a marketing strategy to increase buying interest. The prize draw in question is by providing certain conditions for customers, such as having to purchase coupons or shopping for certain products or at a certain price to be able to get the lucky draw voucher/coupon. The research method used is qualitative analysis. By analyzing the lottery, including the words azlam (drawing fate with arrows) or maysir (gambling) contained in QS. Al-Maidah verse 90. From the results of research conducted by the authors, it is concluded that the lottery with prizes is categorized as haram if it contains the following elements: 1) Maysir (gambling) which is a lot of luck where consumers will be anxious to get big prizes in an easy way. 2) Tabdzir, namely using property for something that is not useful according to the provisions. 3) Gharar, namely the uncertainty of participants to get prizes in an activity that is not clear (of a deceptive nature) by the producer/service provider through the trick of promising gifts or bonuses. 4) Dharar, namely endangering other people as a result of a hidden gambling game that is misleading by giving a winning prize on top of the losses and losses suffered by other participants. 5) Ighra 'that is making empty dreams where consumers will naturally fantasize about expecting a tempting gift. As a result, it creates a lazy mentality to work because to get the prize, it is enough to wait for the announcement. 6) Israf, namely waste, where participants spend money beyond their reasonable needs.
本研究旨在解释《迈达节》第90节中彩票奖品的概念。这与生产商向消费者发放抽奖奖品的现象有关,这是一种提高购买兴趣的营销策略。所涉及的抽奖是通过为客户提供一定的条件,例如必须购买优惠券或购买特定产品或以特定价格才能获得抽奖券/优惠券。研究方法为定性分析。通过分析彩票中包含的“azlam”(用箭画命运)或“maysir”(赌博)等词。迈达报第90节。根据作者的研究结果,有奖金的彩票如果包含以下要素,就被归类为haram: 1) Maysir(赌博),这是一种大量的运气,消费者会急于轻松地获得大奖。(2)滥用,即将财产用于不符合规定的用途。3) Gharar,即生产者/服务提供者通过承诺礼物或奖金的伎俩,在不明确的(具有欺骗性的)活动中,参与者获得奖品的不确定性。4) Dharar,即由于隐藏的赌博游戏而危及他人,该游戏通过在其他参与者遭受损失和损失的基础上给予中奖而误导他人。5) Ighra '正在制造空洞的梦想,消费者自然会幻想期待一份诱人的礼物。因此,它造成了一种懒惰的工作心态,因为为了获得奖励,等待宣布就足够了。6)以色列,即浪费,参与者花费超出其合理需求的钱。
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引用次数: 0
HUMAN DEVELOPMENT INDEX (HDI) IN THE QUR'AN FROM THE QURAISH SHIHAB'S PERSPECTIVE 古兰经中的人类发展指数(hdi)——从古莱什教派的角度看
Pub Date : 2022-12-08 DOI: 10.30829/hf.v9i2.13367
Khairina Tambunan, Isnaini Harahap, Azhari Akmal Tarigan
The Human Development Index (HDI) is composed of three dimensions: education, health, and living standards. Using Islamic thought, this human development can be realized. The term human, which can be interpreted as a trust-bearing caliph, is associated with negative predispositions in themselves, and humans are associated with the process of human creation, which refers to psychological and spiritual traits, in the Quran Surah 51 verse 56. The study's goal is to look into how the concept of human development is defined in QS. Tafsir Al Misbah 51: 56 The hermeneutic method was used, with the interpretation of Quraish Shihab through the interpretation of Al-Misbah. According to the findings, Shihab defines worship as "all activities directed toward Allah." And the task of caliphate is included in the definition of worship, where every human movement and activity, even every act for welfare and prosperity that leads to Allah, is a worship similar to ritual worship that is carried out and is jihad in Allah's way. The paper's recommendation is that indicators of spirituality and religiosity be added to the Islamic Human Development Index.
人类发展指数(HDI)由三个方面组成:教育、健康和生活水平。利用伊斯兰思想,这种人类的发展是可以实现的。在《古兰经》51章56节中,“人”一词可以被解释为一个信任的哈里发,与自身的消极倾向有关,而人类与人类创造的过程有关,指的是心理和精神特征。这项研究的目的是研究QS是如何定义人类发展的概念的。Tafsir Al Misbah 51:56使用了解释学的方法,通过对Al Misbah的解释来解释古莱什什哈伯。根据调查结果,什叶派将崇拜定义为“所有指向安拉的活动”。哈里发的任务包含在崇拜的定义中,每一个人类的运动和活动,甚至每一个为了福利和繁荣而导致安拉的行为,都是一种崇拜,类似于以安拉的方式进行的仪式崇拜,是圣战。该报告的建议是,将灵性和宗教信仰指标加入伊斯兰人类发展指数。
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引用次数: 0
PENGARUH PERTUMBUHAN EKONOMI, TINGKAT PENDIDIKAN DAN PENGANGGURAN TERHADAP TINGKAT KEMISKINAN DI PROVINSI SUMATERA SELATAN DALAM PERSPEKTIF EKONOMI ISLAM TAHUN 2017-2020 从2017-2020年伊斯兰经济角度来看,经济增长、教育水平和失业对南苏门答腊贫困水平的影响
Pub Date : 2022-12-08 DOI: 10.30829/hf.v9i2.12820
Laura Nindya Asmananta, Emi Yulia Siska, Abdullah Sahroni
This study aims to determine the relationship between economic growth, education level, and unemployment on poverty levels in the province of South Sumatra in 2017 – 2020. The method in this study is quantitative with secondary data obtained from the Central Statistics Agency of South Sumatra and a sample of 17 districts and cities. The data analysis technique used is the panel data regression method with E-Views 10. The results of this study indicate that economic growth, education level, and unemployment have a significant effect on the poverty level simultaneously, while partially the level of education and unemployment influence the poverty level and the opposite of economic growth has no impact on the level of poverty.
本研究旨在确定2017 - 2020年南苏门答腊省经济增长、教育水平和失业与贫困水平之间的关系。本研究的方法是定量的,从南苏门答腊省中央统计局获得的二手数据和17个县和城市的样本。使用的数据分析技术是E-Views 10面板数据回归法。研究结果表明,经济增长、教育水平和失业同时对贫困水平有显著影响,而教育水平和失业对贫困水平有部分影响,经济增长对贫困水平没有影响。
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引用次数: 0
ANALISIS KEBUTUHAN INDUSTRI KEUANGAN SYARIAH TERHADAP KOMPETENSI LUARAN PENDIDIKAN TINGGI ISLAM 伊斯兰金融行业对高等教育能力的需求分析
Pub Date : 2022-12-08 DOI: 10.30829/hf.v9i2.13625
M. Marliyah, Budi Dharma, Muhammad Yafiz, A. Syarbaini
This study aims to explain the competencies required by Islamic financial institutions today, and how these competencies are fulfilled by Islamic higher education resources, in this case UIN SU Medan. This study also tries to explain how these competencies are obtained both from educational and non-educational processes. The research was conducted with qualitative and quantitative analysis, with the research sample coming from alumni of FEBI UIN SU Medan who work in Islamic financial institutions. Quantitative analysis focuses on justifying user and alumni company perceptions of competence. Qualitative analysis focuses on explaining the relationship between the fulfillment of these competencies in the higher education process. The results show that companies in the Islamic financial institution industry need innovation and critical thinking competencies to be strengthened by Islamic higher education. research by Dharma et al. (2022) who informed the two competencies were also perceived as lacking by other companies. The purpose of financial institutions for competence is in the context of Islamic science, especially in terms of Islamic exploration both from the Qur'an and hadith.
本研究旨在解释当今伊斯兰金融机构所需的能力,以及伊斯兰高等教育资源如何满足这些能力,在本研究中为苏丹大学棉兰分校。本研究还试图解释这些能力是如何从教育和非教育过程中获得的。本研究采用定性和定量分析相结合的方法进行,研究样本来自于在伊斯兰金融机构工作的FEBI UIN SU Medan校友。定量分析侧重于证明用户和校友公司对能力的看法。定性分析侧重于解释在高等教育过程中这些能力的实现之间的关系。研究结果表明,伊斯兰高等教育需要加强伊斯兰金融机构企业的创新能力和批判性思维能力。Dharma等人(2022)的研究表明,这两种能力也被其他公司认为是缺乏的。金融机构追求能力的目的是在伊斯兰科学的背景下,特别是在伊斯兰教对古兰经和圣训的探索方面。
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引用次数: 2
KECURANGAN LAPORAN KEUANGAN DALAM PERSPEKTIF SYARIAH 从伊斯兰教法的角度来看,财务报表是欺诈的
Pub Date : 2022-12-08 DOI: 10.30829/hf.v9i2.13392
Sarwo Edi, Asmaul Husna, Rahmi Amalia
Islam regulates all its affairs including human-human interaction, which is managed by Islam. The purpose of this study is to see how cheating behavior is seen in the Islamic context. The research method used in this study is a qualitative method with a literature review approach, where researchers collect information from international and national publications. The information collected from these journals was then used as research material for this study. Research findings indicate that the Qur'an and Hadith have provided clues or signs of fraudulent or fraudulent behavior. According to the results of the study, Islam has regulated all of its people, especially the problem of fraud, which is forbidden by Islam to be carried out by its adherents. Furthermore, this research shows that deception, which is often known as deception, has been practiced for centuries and Islam has clearly and passionately described how deception occurred and the consequences for its adherents. This study is also expected to help the public's understanding of fraud and activities, as well as enlightenment.
伊斯兰教规范所有的事务,包括人与人之间的互动,这是由伊斯兰教管理的。这项研究的目的是了解在伊斯兰背景下如何看待作弊行为。本研究使用的研究方法是采用文献综述法的定性方法,研究人员从国际和国内出版物中收集信息。从这些期刊中收集的信息随后被用作本研究的研究材料。研究结果表明,古兰经和圣训提供了欺诈或欺诈行为的线索或迹象。根据这项研究的结果,伊斯兰教规范了所有的人,特别是欺诈问题,伊斯兰教禁止其信徒进行欺诈。此外,这项研究表明,欺骗,通常被称为欺骗,已经实践了几个世纪,伊斯兰教清楚而热情地描述了欺骗是如何发生的,以及对其信徒的后果。这项研究也有望帮助公众对欺诈行为和活动的理解,以及启示。
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引用次数: 0
ANALISIS BIBLIOMETRIK TENTANG RISET STRATEGI PEMASARAN BANK SYARIAH
Pub Date : 2022-12-08 DOI: 10.30829/hf.v9i2.12897
Lukmanul Hakim, Fenny Mei Angraeni
The marketing of Islamic banks has become an interesting topic in recentdecades, along with the development of the halal industry in various countries. It isnormal that there is a lot going on about the absence of conventions amongacademics. This is natural because they also experience other disciplines such asthe study of innovation, information systems, and entrepreneurship which are stillin the stage of scientific development. The purpose of this study is to review thestrategies carried out by Islamic banks by providing extensive bibliometric analysisto answer research or in bibliometric terms called RQ. RQ1 Shows research trendson Islamic Bank Marketing based on the number of articles per year, RQ2 researchTop 10 peer-reviewed journals with the most publications, RQ3 top article authorsfrom peer-reviewed published articles and Hussainey K has been the mostproductive, RQ4 is a publication in the field that comes from several other subjectsand disciplines, RQ5 main topics and research in the field visualizing the networkdescribing 8 clusters, RQ6 topics topics for the future, RQ7 this author's countrywhich provides the most publications and collaboration between authors, and RQ8of the most influential articles based on citations in research.
近几十年来,随着各国清真产业的发展,伊斯兰银行的营销已经成为一个有趣的话题。学术界有很多关于缺乏惯例的言论,这很正常。这是很自然的,因为他们也经历了其他学科,如创新、信息系统和创业研究,这些学科仍处于科学发展阶段。本研究的目的是通过提供广泛的文献计量学分析来回答研究或在文献计量学术语中称为RQ来审查伊斯兰银行执行的策略。RQ1根据每年的文章数量显示了伊斯兰银行营销的研究趋势,RQ2研究了发表论文最多的十大同行评议期刊,RQ3研究了同行评议发表文章的顶级文章作者,Hussainey K一直是最有生产力的,RQ4是该领域的出版物,来自其他几个学科和学科,RQ5主要主题和研究领域的可视化网络描述8个集群,RQ6主题为未来的主题,RQ4是该领域的主题。RQ7作者所在国家(提供最多的出版物和作者之间的合作)和rq8研究中最具影响力的引用文章。
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引用次数: 0
ANALISIS MAQASHID SYARI’AH PADA KEBIJAKAN RESTRUKTURISASI DALAM MENGATASI PEMBIAYAAN BERMASALAH AKIBAT PANDEMI COVID 19 (STUDI KASUS BANK BTN SYARIAH MEDAN) 分析了MAQASHID SYARI关于解决COVID - 19流行病问题融资问题的重组政策
Pub Date : 2022-12-08 DOI: 10.30829/hf.v9i2.13387
Muallif Masyhuri, Azhari Akmal Tarigan, Fauzi Arif Lubis
Abstract The provision of financing in Islamic banks always carries the risk of payment difficulties that occur in Islamic banks the same as conventional banks, causing financing problems. To overcome this problem, Islamic banking applies the same thing as conventional banks, namely financing restructuring in overcoming problem financing. In this study, the problem that occurred was the COVID-19 pandemic which caused the business and business sectors to experience market problems due to government regulations to keep themselves at home. So the bank, in this case Islamic banking, took action to answer the problem of non-performing financing by restructuring to save banking liquidity and also the finances of customers who had difficulty paying due to the covid 19 pandemic. This study used a qualitative approach using the Publish and Perish software tool to collect journal articles relevant to the purpose of this study. The collected articles were analyzed for content (content analysis) and analyzed with the maqashid shari'ah theory to see the suitability of saving problematic financing for customers and banks during the covid 19 period to achieve benefit for both. The findings in this study are that in improving the performance of banks in carrying out non-performing financing, banks must analyze social problems that occur to find solutions due to the Covid 19 Pandemic which causes economic problems that result in problematic financing. Keyword : maqashid shari'ah, restructuring, non-performing financing
伊斯兰银行在提供融资的过程中,始终存在着伊斯兰银行与传统银行一样出现支付困难的风险,从而造成融资问题。为了克服这一问题,伊斯兰银行采用了与传统银行相同的方法,即通过融资重组来克服问题融资。在本研究中,发生的问题是COVID-19大流行,导致企业和商业部门由于政府规定而遇到市场问题。因此,伊斯兰银行采取行动,通过重组来解决不良融资问题,以挽救银行流动性,以及因covid - 19大流行而难以付款的客户的财务状况。本研究采用定性方法,使用出版与灭亡软件工具收集与本研究目的相关的期刊文章。对收集到的文章进行内容分析(内容分析),并使用maqashid shari'ah理论进行分析,以了解在covid - 19期间为客户和银行节省有问题的融资的适用性,从而实现双方的利益。本研究的结果是,在提高银行进行不良融资的绩效时,银行必须分析由于Covid - 19大流行而导致的经济问题,从而找到解决方案。关键词:伊斯兰学校,重组,不良融资
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引用次数: 0
ANALISIS SISTEM PENDUKUNG KEPUTUSAN KELOMPOK DENGAN MODEL AHP DAN BORDA DALAM MENDUKUNG STRATEGI MANAJEMEN PEMASARAN MINAT SISWA PADA UNIVERSITAS SWASTA 基于AHP和BORDA模式的小组决策支持系统分析,以支持学生对私立大学的兴趣营销管理策略
Pub Date : 2022-12-08 DOI: 10.30829/hf.v9i2.12939
Yuli Asbar, Sapnabiby Sapnabiby, A. Pratama, Janner Simarmata, Abror Abror
Persaingan dalam menjaring mahasiswa universitas di aceh sangat tinggi. Oleh karena itu setiap universitas khususya fakultas harus mempersiapkan strategi managemen yang tepat dan disesuaikan dengan permintaan pasar. Pentingnya analisis stategi dalam melihat minat siswa memilih universitas berdasarkan jurusan yang diminati. Adapun variabel model decision making dan group meliputi Minat(k1), StatusAkreditasi(K2), Jurusan(K3), BidangKeilmuan(K4). Tujuan penelitian ini untuk mengetahui tingkat ketertarikan siswa dalam memilih jurusan pada masing-masing universitas swasta yang kemudian hasil tersebut dapat dijadikan rekomendasi bagi para pengambil keputusan dalam mempersiapkan promosi pada setiap jurusan.  Metodelogi penelitian berupa survey pada masing-masing sekolah yang kemudian hasil kuisioner tersebut dimasukkan dalam variabel model AHP (Analytical Hierarchy Process) dan Borda. Hasil Penelitian ini Proses dari model AHP meliputi lamda max : 4.03, Consistency index : 0,01, rasio index " 0,9 dan Consistency ratio : 0,011. Hasil Perangkingan model AHP hasil nya  Fakultas Keguruan dan Ilmu Pendidikan (A1) dengan nilai 0.3013, Fakultas Ilmu Komputer (A2) 0.2389, Fakultas Ekonomi 0.2377 (A3)  dan terakhir Fakultas Ilmu Sosial dan Politik (A4) 0.222. Kemudian hasil nilai Borda adalah untuk A1 dengan nilai 14, hasil dari A2 dengan nilai 13, A3 adalah 8 dan terakhir A4 dengan nilai 5. Hasil penelitian ini dapat mendukung strategi-strategi dalam menjaring mahasiswa pada masing-masing fakultas.
亚齐大学学生的竞争非常激烈。因此,每一所大学的教员都必须准备一种适当的管理策略,以满足市场的需求。stategi分析的重要性,看看学生是否有兴趣根据感兴趣的专业选择大学。至于变量决策决策和群体包括兴趣(k1)、认证、专业(K3)、科学领域(K4)。本研究的目的是确定学生对每一所私立大学选择专业的兴趣程度,从而为决策者在为每个专业准备晋升时提供建议。研究方法包括对每一所学校的调查,然后调查结果包括在变量模型AHP(分析分析程序)和Borda中。本研究的进程结果包括lamda max: 0.03、一致性指数:0.01、索引率0.9和粘性程度:0.011。模型AHP结果,计算机科学学院(A2) 0.3013分,经济学院(A2) 0.2389,社会和政治科学学院(A3) 0.222。然后Borda的值是14,A2的值是13,A3是8,最后A4是5。本研究结果可支持针对每个教职员工的策略。
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引用次数: 0
IMPLIKASI STRUKTUR KEPEMILIKAN TERHADAP NILAI PERUSAHAAN DENGAN KEPUTUSAN KEUANGAN SEBAGAI VARIABEL INTERVENING (SEKTOR MANUFAKTUR BEI) 所有权结构对企业价值的影响,财务决策作为干预变量(制造业部门)
Pub Date : 2022-12-08 DOI: 10.30829/hf.v9i2.13074
Reza Febrian, A. Tumanggor, Muslim Marpaung
The value of the company is one of the shareholders reference before investing in a company and the company's value can not be separated from the influence of financial decision of by the owner of the company. The aim of the research was to find out the implication of ownership structure on companies’ value with financial decision as intervening variable in manufacturing companies listed in Indonesia Stock Exchange. The samples consist of 34 manufacturing companies listed in Indonesia Stock Exchange during the period of 2010-2014. The research method used structural equation model (SEM) with the help of software AMOS 16,0. The Result of the research indicate that ownership structure affects funding decision, deviden policy, and companies’ value, but it does not affect investment decision. Investment decision, funding decision, and deviden policy affect companies’ value. Furthermore, investment decision, funding decision and deviden policy can function as intervening variable in the effect of ownership structure on companies’ value.
公司价值是股东投资公司前的参考依据之一,公司价值的形成离不开公司所有者财务决策的影响。本研究以印尼上市制造业公司为研究对象,以财务决策为干预变量,探讨股权结构对公司价值的影响。样本包括2010-2014年期间在印尼证券交易所上市的34家制造业公司。研究方法采用结构方程模型(SEM),借助AMOS 16,0软件。研究结果表明,股权结构影响融资决策、股利政策和公司价值,但不影响投资决策。投资决策、融资决策和分红政策影响着公司的价值。此外,投资决策、融资决策和股利政策可以作为股权结构对公司价值影响的中介变量。
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引用次数: 0
SISTEM AKAD TRANSAKSI JUAL BELI ONLINE DROPSHIPPING PERSPEKTIF MAQASHID SYARI’AH
Pub Date : 2022-12-08 DOI: 10.30829/hf.v9i2.11840
Sahnaz Kartika Harahap, Dhiauddin Tanjung
In knowledge of Islam, buying and selling must be in accordance with Islamic law. Dropshipping is the practice of buying and selling transactions carried out online. In terms of the dropshipping system, this is defined as buying and selling where the seller does not have stock of merchandise and then the buyer places an order and pays in advance. After receiving an order from the buyer, then the order is submitted to the supplier and then the supplier will send the ordered goods directly to the customer but with the name dropshipper. This dropshipping sale and purchase has caused a lot of polemic regarding the validity of the transaction and its legal status. The purpose of this study is to find out how the dropshipping online buying and selling transaction contract system is then viewed from the maqashid shari'ah perspective. This study uses qualitative research methods with descriptive analysis based on literature studies. From the results of the study, it can be concluded that online buying and selling transactions using the dropshipping system are not prohibited in Islam and can be used with several contracts such as salam contracts, wakalah contracts, and also samsarah contracts. In practice, dropshipping must be in accordance with maqashid sharia which aims to benefit.
在伊斯兰教的知识中,买卖必须符合伊斯兰教法。Dropshipping是在线进行买卖交易的做法。在dropshipping系统中,这被定义为买卖,卖方没有商品库存,然后买方下订单并提前付款。在收到买方的订单后,将订单提交给供应商,然后供应商将订购的货物直接发送给客户,但名称为drop托运人。这种dropshipping买卖引起了很多关于交易有效性和法律地位的争论。本研究的目的是找出如何从伊斯兰教法的角度看待dropshipping在线买卖交易合同制度。本研究在文献研究的基础上,采用定性研究与描述性分析相结合的研究方法。根据研究结果,可以得出结论,使用dropshipping系统的在线买卖交易在伊斯兰教中并不被禁止,并且可以用于几种合同,如salam合同,wakalah合同和轮回合同。在实践中,dropshipping必须符合maqashid伊斯兰教法,目的是受益。
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引用次数: 0
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Human Falah Jurnal Ekonomi dan Bisnis Islam
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