{"title":"Research on the Risk of Social Stability of Enterprise Credit Supervision Mechanism Based on Big Data","authors":"Tao Meng, Qi Li, Zheng Dong, Feifei Zhao","doi":"10.4018/joeuc.289223","DOIUrl":null,"url":null,"abstract":"The study aims to establish a platform-based enterprise credit supervision mechanism, and combined with big data, accurately evaluate the credit assets of enterprises under the influence of social stability risk, and improve the ability of enterprises to deal with risks. Using descriptive statistical methods, the study shows that most local enterprises exist in the form of micro loans, which promotes the development of local economy to a certain extent, but it is a vicious cycle of economic development; The overall prediction accuracy of the single enterprise risk assessment model under the influence of social stability risk is 65%. Compared with the single algorithm, the prediction accuracy of the integrated algorithm model is significantly improved, and the prediction accuracy can reach 83.5%, the standard deviation of data prediction is small, and the stability of the model is high.","PeriodicalId":49029,"journal":{"name":"Journal of Organizational and End User Computing","volume":"45 1","pages":"1-16"},"PeriodicalIF":3.6000,"publicationDate":"2022-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"10","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Organizational and End User Computing","FirstCategoryId":"91","ListUrlMain":"https://doi.org/10.4018/joeuc.289223","RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q2","JCRName":"COMPUTER SCIENCE, INFORMATION SYSTEMS","Score":null,"Total":0}
引用次数: 10
Abstract
The study aims to establish a platform-based enterprise credit supervision mechanism, and combined with big data, accurately evaluate the credit assets of enterprises under the influence of social stability risk, and improve the ability of enterprises to deal with risks. Using descriptive statistical methods, the study shows that most local enterprises exist in the form of micro loans, which promotes the development of local economy to a certain extent, but it is a vicious cycle of economic development; The overall prediction accuracy of the single enterprise risk assessment model under the influence of social stability risk is 65%. Compared with the single algorithm, the prediction accuracy of the integrated algorithm model is significantly improved, and the prediction accuracy can reach 83.5%, the standard deviation of data prediction is small, and the stability of the model is high.
期刊介绍:
The Journal of Organizational and End User Computing (JOEUC) provides a forum to information technology educators, researchers, and practitioners to advance the practice and understanding of organizational and end user computing. The journal features a major emphasis on how to increase organizational and end user productivity and performance, and how to achieve organizational strategic and competitive advantage. JOEUC publishes full-length research manuscripts, insightful research and practice notes, and case studies from all areas of organizational and end user computing that are selected after a rigorous blind review by experts in the field.