A Survey of Research on Retail Central Bank Digital Currency

J. Kiff, Jihad Alwazir, Sonja Davidovic, Aquiles Farias, Ashraf Khan, Tanai Khiaonarong, Majid Malaika, Hunter Monroe, Nobuyasu Sugimoto, Hervé Tourpe, Peter Zhou
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引用次数: 109

Abstract

This paper examines key considerations around central bank digital currency (CBDC) for use by the general public, based on a comprehensive review of recent research, central bank experiments, and ongoing discussions among stakeholders. It looks at the reasons why central banks are exploring retail CBDC issuance, policy and design considerations; legal, governance and regulatory perspectives; plus cybersecurity and other risk considerations. This paper makes a contribution to the CBDC literature by suggesting a structured framework to organize discussions on whether or not to issue CBDC, with an operational focus and a project management perspective.
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零售央行数字货币研究综述
本文基于对近期研究、央行实验和利益相关者之间正在进行的讨论的全面回顾,探讨了公众使用中央银行数字货币(CBDC)的关键考虑因素。它探讨了央行探索零售CBDC发行的原因、政策和设计考虑、法律、治理和监管角度;再加上网络安全和其他风险考虑。本文通过提出一个结构化框架来组织关于是否发行CBDC的讨论,并从运营重点和项目管理的角度对CBDC文献做出了贡献。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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