Research on My Country’s Consumer Finance Development under the New Normal of Financial Management

Siming Cao, Hongzuo Liu
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Abstract

At present, the level of China’s economy is continuously rising. Consumer’demand of in China is also in the process of continuous growth. Therefore, it is the best opportunity for progress, development and renewal in consumer finance. People are no longer satisfied with the mechanical traditional way of consumption. Consumer finance under the normal state of financial management pays more attention to the experience of various types of consumers, and the benign and convenient services they receive when purchasing products. To put it simply, although the current state of development of consumer finance has advantages, in the course of its development, we can also discover many of its shortcomings. Therefore, on this basis, how to improve the consumer finance system and innovate and develop new products and services under the financial management situation of China as soon as possible is a hot spot in the current society.
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金融管理新常态下我国消费金融发展研究
当前,中国经济的水平在不断上升。中国的消费需求也处于持续增长的过程中。因此,这是消费金融进步、发展和更新的最佳机遇。人们不再满足于机械的传统消费方式。理财常态下的消费金融更注重各类消费者的体验,以及他们在购买产品时获得的良性便捷的服务。简而言之,消费金融的发展现状虽然有其优势,但在其发展的过程中,我们也可以发现其诸多不足。因此,在此基础上,如何在中国理财形势下尽快完善消费金融体系,创新开发新的产品和服务,是当前社会关注的热点。
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