Rich States, Poor States: The Disparate Impact of BAPCPA on High- and Low-Median Income State Residents

IF 0.6 3区 社会学 Q2 LAW American Bankruptcy Law Journal Pub Date : 2014-07-22 DOI:10.2139/ssrn.2470255
Mercer E. Bullard, Nathan Simpson
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Abstract

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 established new tests for eligibility to file for bankruptcy under Chapter 7. One test is based on median income of the state in which the filer resides, which may result in unfair, arbitrary and Constitutionally impermissible discrimination against middle-income residents of poorer states.
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富裕的州,贫穷的州:BAPCPA对高、中低收入州居民的不同影响
2005年的《破产滥用预防和消费者保护法》根据第七章规定了申请破产资格的新标准。一项测试是基于申请人所在州的收入中位数,这可能导致对较贫穷州的中等收入居民的不公平、武断和宪法上不允许的歧视。
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