伊斯兰银行对非伊斯兰银行客户忠诚的影响

Maheswari Dewi Ayu Larasati, Luqman Hakim
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引用次数: 0

摘要

本研究分析了宗教信仰和伊斯兰教银行知识对非伊斯兰教银行客户忠诚度的影响,目的是了解宗教信仰和伊斯兰教银行知识是否会部分或同时影响客户忠诚度。研究采用定量研究与多元线性回归分析。使用的数据收集是有目的抽样,样本数量为385名受访者。研究结果显示,灵性的显著性值为0.001 <0.05,说明灵性变量可能会影响顾客忠诚。伊斯兰银行知识的显著性值为0.000 <0.05,说明伊斯兰血腥知识变量能够影响客户忠诚度。灵性和伊斯兰银行知识同时影响客户忠诚度,显著性值为0.000 <0.05。客户忠诚度变量可以被灵性变量和伊斯兰银行知识解释,分别为0.131和13.1%,而研究之外的变量可以解释86.9%。通过对结果的分析得出结论:宗教信仰可能会影响非伊斯兰银行客户的忠诚度,伊斯兰银行知识也会影响非伊斯兰银行客户的忠诚度,宗教信仰和伊斯兰银行知识可能同时影响非伊斯兰银行客户的忠诚度。
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Pengaruh Spiritualitas Dan Pengetahuan Perbankan Syariah Pada Loyalitas Nasabah Bank Non Syariah
The study was conducted to analyze the influence of spirituality and sharia banking knowledge to the loyalty of customer of non-sharia banks with the aim of knowing whether there are spirituality and sharia banking knowledge affecting the loyalty of customers both either partially and simultaneously. Research conducted using quantitative research with multiple linear regression analysis. The data collection used is purposive sampling with the number of samples by 385 respondents. The results of the research show that spirituality has a significance value of 0.001 <0.05, so that spiritual variables may affect customer loyalty. Sharia banking knowledge has significance value of 0.000 <0.05, so that the shariah bloody knowledge variable can affect customer loyalty. Spirituality and knowledge of sharia banking simultaneously can affect the customer loyalty because it has a significance value of 0.000 <0.05. The customer loyalty variable can be interpreted by the spirituality variable and sharia banking knowledge of 0.131 or 13.1%, while 86.9% can be interpreted with the variables outside the research. The results of the analysis of the conclusion that spirituality may affect the loyalty of customer of non-sharia banks, sharia banking knowledge can also affect the loyalty of customer of non-sharia banks, as well as spirituality and knowledge of sharia banking may affect the loyalty of customer of non-syariah bank simultaneously.
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