登陆中国台风极端分析与巨灾风险管理研究

Kaicheng Xing, Yu Jing, Gui-Qing Ma
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摘要

1,2, 1,2*, 1,2*, 1, 3河北省气象与生态环境重点实验室 2.河北省气候中心 3.摘要:本文分析了台风对中国沿海地区的影响和直接经济损失。结合目前台风巨灾管理的现状,以及台风巨灾保险对台风损失的负担,与国际社会保险理赔相比存在巨大差距。保险业在应对巨灾中的作用尚未得到充分认识。根据未来台风灾害登陆中国的风险可能增加的趋势,提出从国家层面加强巨灾风险管理。建立有效的台风巨灾保险法律法规和风险管理保障体系。政府大力支持台风巨灾保险和再保险,积极推动台风巨灾保险市场体系优化和巨灾天气指数保险产品创新,分散台风巨灾风险。确保灾后社会的稳定团结和经济的稳定发展。
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Landing China Typhoon Extreme Analysis and Catastrophe Risk Management Research
登陆中国台风极端性分析与巨灾风险管理研究 邢开成 1,2 井元元 1,2* 马贵宏 3 1.河北省气象与生态环境重点实验室 2.河北省气候中心 3.河北省石家庄市高邑县气象局 石家庄 050021,中国 yuan_yuan_jing@sina.com Abstract—This paper analyzes the impact of typhoon and direct economic losses on coastal areas of China. In combination with the current situation of typhoon catastrophe management, and the typhoon catastrophe insurance burden on typhoon losses, there is a huge gap compared with international social insurance claims. The role of the insurance industry in dealing with catastrophe has not been fully realized. According to the trend that the risk of typhoon disasters landing in China may increase in the future, it is proposed that catastrophe risk management should be strengthened from the state. Establish effective typhoon catastrophe insurance laws and regulations and risk management guarantee system. The government strongly supports typhoon disaster insurance and reinsurance, and actively promotes the optimization of typhoon catastrophe insurance market system and catastrophe weather index insurance product innovation to spread typhoon catastrophe risk. To ensure the stability and unity of the post-disaster society and the stable development of the economy.
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