分析PT.自治银行(Persero)利润率的财务比率。2018 - 2021年期间

Wenny Ana Adnanti, Iin Indarti
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摘要

财务比率成为决策者为内部和外部各方制定政策的工具之一。本研究旨在确定财务比率对PT. Bank Mandiri (Persero) Tbk盈利能力的影响。使用的研究方法是定量方法的描述性研究。本研究的数据使用了从PT. Bank Mandiri (Persero) Tbk公布的财务报表中获得的二手数据。2018 - 2021年。数据分析技术采用多元线性回归。结果显示,资本充足率(CAR)和存贷比(LDR)对PT. Bank Mandiri (Persero) Tbk 2018 - 2021年期间的资产收益率(ROA)所代表的盈利能力具有显著的正影响。
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Analisis Rasio Keuangan terhadap Profitabilitas PT. Bank Mandiri (Persero) Tbk. Periode 2018 – 2021
Financial ratios become one of the tools by decision makers both for internal and external parties in determining policies. This study aims to determine the effect of financial ratios on the profitability of PT. Bank Mandiri (Persero) Tbk. The research method used is descriptive research with a quantitative approach. The data in this study used secondary data obtained from the publication of the financial statements of PT. Bank Mandiri (Persero) Tbk. period 2018 – 2021. The data analysis technique uses multiple linear regression. The results showed that the Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) had an significant positive effect on profitability as proxied by the Return On Assets (ROA) of PT. Bank Mandiri (Persero) Tbk period 2018 – 2021.
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