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引用次数: 1

摘要

金融服务管理局(OJK)指出,伊斯兰银行市场份额增长缓慢的根本原因之一是印尼人对伊斯兰金融的认识不足。基于2016年全国扫盲和普惠金融调查,涉及来自34个省份64个城市/地区的9680名研究对象。显示,全国伊斯兰金融知识普及率为8.11%。另一方面,印尼人使用互联网的人数有所增加。研究的目的是找出AISAS模式,其中包括注意,兴趣,搜索,行动和分享如何影响伊斯兰银行在印度尼西亚的追随者的伊斯兰银行素养水平。研究分为三个阶段,即文献研究。然后进行实地调查,向183名受访者发放问卷。分析方法为结构方程建模(SEM),采用AMOS软件进行分析。结果表明:(1)注意变量对因变量兴趣有显著的正向影响。(2)兴趣变量对因变量即搜索量有显著的正向影响。(3)搜索变量对因变量即行动具有显著的正向影响。(4)作用变量对因变量份额有显著的正向影响。(5)搜索变量对因变量Sharia Banking Literacy具有显著的正向影响。(6)行动变量对因变量Sharia Banking Literacy具有显著的正向影响。(7)份额变量对因变量Sharia Banking Literacy有正影响,但没有显著影响。
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ANALISIS PENGARUH MODEL AISAS (ATTENTION, INTEREST, SEARCH, ACTION & SHARE) TERHADAP TINGKAT LITERASI KEUANGAN SYARIAH (STUDI KASUS FOLLOWERS INSTAGRAM PERBANKAN SYARIAH)
The Financial Services Authority (OJK) states that one of the root causes of the slow growth in the market share of Islamic banking is due to the weak literacy of Indonesian people towards sharia finance. Based on a 2016 National Literacy and Financial Inclusion survey involving 9,680 research respondents from 34 provinces in 64 cities / districts. shows that the national Islamic financial literacy rate is 8.11 percent. While on the other hand, there has been an increase in internet usage among Indonesian people. The research aims to find out how the AISAS model which consists of Attention, Interest, Search, Action and Share affects the level of literacy of Islamic banking in followers of Islamic banking in Indonesia. Research consists of three stages namely literature study. Then a field study was conducted by distributing questionnaires to 183 respondents. The analysis method used is Structural Equation Modeling (SEM) using AMOS software. The results show that (1) Attention variable has a significant and positive effect on the dependent variable, namely interest. (2) Interest variables have a significant and positive effect on the dependent variable, namely search. (3) The search variable has a significant and positive effect on the dependent variable, namely action. (4) The action variable has a significant and positive effect on the dependent variable, which is share. (5) The search variable has a significant and positive effect on the dependent variable, namely Sharia Banking Literacy. (6) The action variable has a significant and positive effect on the dependent variable, namely Sharia Banking Literacy. (7) The share variable does not have a significant effect even though it has a positive value on the dependent variable, namely Sharia Banking Literacy.
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