In Islamic economic studies, there are only 2 functions of money: money as a unit of value and money as a medium of exchange. There are four functions of money in the conventional economic system: money as a unit of calculation, money as a unit of exchange, but in conventional principles, money not only functions as a legal medium of exchange but also as goods that can be traded or to get profits, money as a unit of store of value, and money as a standard unit of payment in the future. This study aims to find out how the people of Bukittinggi perceive the function of money from an Islamic economic perspective. The type of research used is qualitative descriptive research. The research informant was the Muslim community of Bandar Lampung City. Collecting data is done through documentation, observation, and interviews. The data analysis techniques used are data reduction, data presentation, and conclusions. From the results of research conducted by researchers, it was found that most people's perceptions about the function of money are in line with Islamic economics, but a small number have perceptions that are not in line with Islamic economics because they think that money can be used as a tool to take personal advantage. This is contrary to the concept and function of money in Islam
{"title":"The Function and Role of Money: Analysis in Islamic Economic Studies as a Unit of Value and as a Medium of Exchange","authors":"Marsinah Marsinah, Fitria Marisya, R.A Rodia Fitri Indriani","doi":"10.36908/isbank.v9i2.1052","DOIUrl":"https://doi.org/10.36908/isbank.v9i2.1052","url":null,"abstract":"In Islamic economic studies, there are only 2 functions of money: money as a unit of value and money as a medium of exchange. There are four functions of money in the conventional economic system: money as a unit of calculation, money as a unit of exchange, but in conventional principles, money not only functions as a legal medium of exchange but also as goods that can be traded or to get profits, money as a unit of store of value, and money as a standard unit of payment in the future. This study aims to find out how the people of Bukittinggi perceive the function of money from an Islamic economic perspective. The type of research used is qualitative descriptive research. The research informant was the Muslim community of Bandar Lampung City. Collecting data is done through documentation, observation, and interviews. The data analysis techniques used are data reduction, data presentation, and conclusions. From the results of research conducted by researchers, it was found that most people's perceptions about the function of money are in line with Islamic economics, but a small number have perceptions that are not in line with Islamic economics because they think that money can be used as a tool to take personal advantage. This is contrary to the concept and function of money in Islam","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"24 7","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139863495","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
In Islamic economic studies, there are only 2 functions of money: money as a unit of value and money as a medium of exchange. There are four functions of money in the conventional economic system: money as a unit of calculation, money as a unit of exchange, but in conventional principles, money not only functions as a legal medium of exchange but also as goods that can be traded or to get profits, money as a unit of store of value, and money as a standard unit of payment in the future. This study aims to find out how the people of Bukittinggi perceive the function of money from an Islamic economic perspective. The type of research used is qualitative descriptive research. The research informant was the Muslim community of Bandar Lampung City. Collecting data is done through documentation, observation, and interviews. The data analysis techniques used are data reduction, data presentation, and conclusions. From the results of research conducted by researchers, it was found that most people's perceptions about the function of money are in line with Islamic economics, but a small number have perceptions that are not in line with Islamic economics because they think that money can be used as a tool to take personal advantage. This is contrary to the concept and function of money in Islam
{"title":"The Function and Role of Money: Analysis in Islamic Economic Studies as a Unit of Value and as a Medium of Exchange","authors":"Marsinah Marsinah, Fitria Marisya, R.A Rodia Fitri Indriani","doi":"10.36908/isbank.v9i2.1052","DOIUrl":"https://doi.org/10.36908/isbank.v9i2.1052","url":null,"abstract":"In Islamic economic studies, there are only 2 functions of money: money as a unit of value and money as a medium of exchange. There are four functions of money in the conventional economic system: money as a unit of calculation, money as a unit of exchange, but in conventional principles, money not only functions as a legal medium of exchange but also as goods that can be traded or to get profits, money as a unit of store of value, and money as a standard unit of payment in the future. This study aims to find out how the people of Bukittinggi perceive the function of money from an Islamic economic perspective. The type of research used is qualitative descriptive research. The research informant was the Muslim community of Bandar Lampung City. Collecting data is done through documentation, observation, and interviews. The data analysis techniques used are data reduction, data presentation, and conclusions. From the results of research conducted by researchers, it was found that most people's perceptions about the function of money are in line with Islamic economics, but a small number have perceptions that are not in line with Islamic economics because they think that money can be used as a tool to take personal advantage. This is contrary to the concept and function of money in Islam","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"18 20","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139803600","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-02-05DOI: 10.36908/isbank.v9i2.968
Fadilla Fadilla, Erdiansyah Erdiansyah
The research seeks to examine the influence of pocket money and financial literacy on STEBIS IGM sharia banking students' interest in giving to charity. The population in this study was all 85 sharia banking students. The sampling technique in this research was incidental sampling, where the number of students who filled out the questionnaire was 64 people. Data analysis technique using multiple linear regression. The research results show that pocket money and financial literacy influence STEBIS IGM students' interest in giving to charity, both partially and simultaneously. Pocket money influences the interest in giving to charity of Stebis IGM sharia banking students. financial literacy influences the interest in giving to charity of Stebis IGM sharia banking students. The significance value of financial literacy is 0.003 with a t value of 3.05, meaning that if students increase their knowledge about alms, their interest in giving alms will also be high. Likewise with pocket money, the significance value is 0.008, which means that if pocket money increases, students will have an increased interest in giving alms.
{"title":"The Influence of Pocket Money and Financial Literacy on STEBIS IGM Islamic Banking Students' Charity Interest","authors":"Fadilla Fadilla, Erdiansyah Erdiansyah","doi":"10.36908/isbank.v9i2.968","DOIUrl":"https://doi.org/10.36908/isbank.v9i2.968","url":null,"abstract":"The research seeks to examine the influence of pocket money and financial literacy on STEBIS IGM sharia banking students' interest in giving to charity. The population in this study was all 85 sharia banking students. The sampling technique in this research was incidental sampling, where the number of students who filled out the questionnaire was 64 people. Data analysis technique using multiple linear regression. The research results show that pocket money and financial literacy influence STEBIS IGM students' interest in giving to charity, both partially and simultaneously. Pocket money influences the interest in giving to charity of Stebis IGM sharia banking students. financial literacy influences the interest in giving to charity of Stebis IGM sharia banking students. The significance value of financial literacy is 0.003 with a t value of 3.05, meaning that if students increase their knowledge about alms, their interest in giving alms will also be high. Likewise with pocket money, the significance value is 0.008, which means that if pocket money increases, students will have an increased interest in giving alms.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"28 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139806130","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-02-05DOI: 10.36908/isbank.v9i2.968
Fadilla Fadilla, Erdiansyah Erdiansyah
The research seeks to examine the influence of pocket money and financial literacy on STEBIS IGM sharia banking students' interest in giving to charity. The population in this study was all 85 sharia banking students. The sampling technique in this research was incidental sampling, where the number of students who filled out the questionnaire was 64 people. Data analysis technique using multiple linear regression. The research results show that pocket money and financial literacy influence STEBIS IGM students' interest in giving to charity, both partially and simultaneously. Pocket money influences the interest in giving to charity of Stebis IGM sharia banking students. financial literacy influences the interest in giving to charity of Stebis IGM sharia banking students. The significance value of financial literacy is 0.003 with a t value of 3.05, meaning that if students increase their knowledge about alms, their interest in giving alms will also be high. Likewise with pocket money, the significance value is 0.008, which means that if pocket money increases, students will have an increased interest in giving alms.
{"title":"The Influence of Pocket Money and Financial Literacy on STEBIS IGM Islamic Banking Students' Charity Interest","authors":"Fadilla Fadilla, Erdiansyah Erdiansyah","doi":"10.36908/isbank.v9i2.968","DOIUrl":"https://doi.org/10.36908/isbank.v9i2.968","url":null,"abstract":"The research seeks to examine the influence of pocket money and financial literacy on STEBIS IGM sharia banking students' interest in giving to charity. The population in this study was all 85 sharia banking students. The sampling technique in this research was incidental sampling, where the number of students who filled out the questionnaire was 64 people. Data analysis technique using multiple linear regression. The research results show that pocket money and financial literacy influence STEBIS IGM students' interest in giving to charity, both partially and simultaneously. Pocket money influences the interest in giving to charity of Stebis IGM sharia banking students. financial literacy influences the interest in giving to charity of Stebis IGM sharia banking students. The significance value of financial literacy is 0.003 with a t value of 3.05, meaning that if students increase their knowledge about alms, their interest in giving alms will also be high. Likewise with pocket money, the significance value is 0.008, which means that if pocket money increases, students will have an increased interest in giving alms.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"37 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139865807","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-02-05DOI: 10.36908/isbank.v9i2.1064
Riri Hanifa, Teuku Muhammad Haqiqi
This study is intended to analyze the effect of product, price, location, and promotion on customer interest in utilizing murabahah financing at Bank Syariah Indonesia KCP Sungai Lilin. This research is a quantitative research method, and data dissemination is done by distributing questionnaires. The sample in this study was 100 respondents, so this questionnaire was distributed to 100 respondents. The technique of collecting data in this study used an accidental random sampling technique, namely the technique of determining the sample by selecting respondents randomly but with certain criteria that must represent the population to be studied. As for the collection of primary data used by researchers, it was obtained from questionnaires distributed to respondents. Furthermore, the collected data were analyzed using multiple regression analysis with the help of the SPSS version 26. The results of this study indicate that product and price partially have a positive and significant effect on customer interest, while location and, promotion do not have a positive and significant effect on customer interest. Simultaneously, the product, price, location and promotion variables together have a positive and significant influence on customer interest in utilizing murabahah financing at Bank Syariah Indonesia KCP Sungai Lilin. Keywords : Product, Price, Location, Promotion, Customer Interest
本研究旨在分析产品、价格、地点和促销对客户在印度尼西亚 KCP Sungai Lilin 伊斯兰教银行使用穆拉巴哈（murabahah）融资的兴趣的影响。本研究采用定量研究方法，通过发放调查问卷来传播数据。本研究的样本为 100 名受访者，因此向 100 名受访者发放了调查问卷。本研究的数据收集技术采用了意外随机抽样技术，即通过随机抽取受访者来确定样本的技术，但必须符合一定的标准，以代表要研究的人群。至于研究人员使用的原始数据收集方法，则是通过向受访者发放调查问卷获得的。此外，在 SPSS 26 版本的帮助下，使用多元回归分析法对收集到的数据进行了分析。研究结果表明，产品和价格对顾客兴趣有部分积极而显著的影响，而地点和促销对顾客兴趣没有积极而显著的影响。同时，产品、价格、地点和促销等变量共同对客户在印度尼西亚 KCP Sungai Lilin 伊斯兰教银行使用穆拉巴哈（murabahah）融资的兴趣产生了积极而显著的影响。关键词 ：产品、价格、地点、促销、客户兴趣
{"title":"The Influence of the Marketing Mix on the Interests of Customers Using Murabahah's Financing Products","authors":"Riri Hanifa, Teuku Muhammad Haqiqi","doi":"10.36908/isbank.v9i2.1064","DOIUrl":"https://doi.org/10.36908/isbank.v9i2.1064","url":null,"abstract":"This study is intended to analyze the effect of product, price, location, and promotion on customer interest in utilizing murabahah financing at Bank Syariah Indonesia KCP Sungai Lilin. This research is a quantitative research method, and data dissemination is done by distributing questionnaires. The sample in this study was 100 respondents, so this questionnaire was distributed to 100 respondents. The technique of collecting data in this study used an accidental random sampling technique, namely the technique of determining the sample by selecting respondents randomly but with certain criteria that must represent the population to be studied. As for the collection of primary data used by researchers, it was obtained from questionnaires distributed to respondents. Furthermore, the collected data were analyzed using multiple regression analysis with the help of the SPSS version 26. The results of this study indicate that product and price partially have a positive and significant effect on customer interest, while location and, promotion do not have a positive and significant effect on customer interest. Simultaneously, the product, price, location and promotion variables together have a positive and significant influence on customer interest in utilizing murabahah financing at Bank Syariah Indonesia KCP Sungai Lilin. \u0000Keywords : Product, Price, Location, Promotion, Customer Interest","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"54 6","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139804539","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-02-05DOI: 10.36908/isbank.v9i2.1064
Riri Hanifa, Teuku Muhammad Haqiqi
This study is intended to analyze the effect of product, price, location, and promotion on customer interest in utilizing murabahah financing at Bank Syariah Indonesia KCP Sungai Lilin. This research is a quantitative research method, and data dissemination is done by distributing questionnaires. The sample in this study was 100 respondents, so this questionnaire was distributed to 100 respondents. The technique of collecting data in this study used an accidental random sampling technique, namely the technique of determining the sample by selecting respondents randomly but with certain criteria that must represent the population to be studied. As for the collection of primary data used by researchers, it was obtained from questionnaires distributed to respondents. Furthermore, the collected data were analyzed using multiple regression analysis with the help of the SPSS version 26. The results of this study indicate that product and price partially have a positive and significant effect on customer interest, while location and, promotion do not have a positive and significant effect on customer interest. Simultaneously, the product, price, location and promotion variables together have a positive and significant influence on customer interest in utilizing murabahah financing at Bank Syariah Indonesia KCP Sungai Lilin. Keywords : Product, Price, Location, Promotion, Customer Interest
本研究旨在分析产品、价格、地点和促销对客户在印度尼西亚 KCP Sungai Lilin 伊斯兰教银行使用穆拉巴哈（murabahah）融资的兴趣的影响。本研究采用定量研究方法，通过发放调查问卷来传播数据。本研究的样本为 100 名受访者，因此向 100 名受访者发放了调查问卷。本研究的数据收集技术采用了意外随机抽样技术，即通过随机抽取受访者来确定样本的技术，但必须符合一定的标准，以代表要研究的人群。至于研究人员使用的原始数据收集方法，则是通过向受访者发放调查问卷获得的。此外，在 SPSS 26 版本的帮助下，使用多元回归分析法对收集到的数据进行了分析。研究结果表明，产品和价格对顾客兴趣有部分积极而显著的影响，而地点和促销对顾客兴趣没有积极而显著的影响。同时，产品、价格、地点和促销等变量共同对客户在印度尼西亚 KCP Sungai Lilin 伊斯兰教银行使用穆拉巴哈（murabahah）融资的兴趣产生了积极而显著的影响。关键词 ：产品、价格、地点、促销、客户兴趣
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Pub Date : 2024-02-05DOI: 10.36908/isbank.v9i2.1071
Nirwan Saputra, Asyari Asyari
This study aims to find out how much influence knowledge about usury, perceived ease of use, perceived usefulness and religiosity of urban people choose BPRS in Bukittinggi City. This form of research is quantitative correlational. The population in this study is BPRS customers in Bukittinggi City with a population of 26,695 customers. In this study, a sample of 162 respondent customers. Furthermore, the determination of sampling is carried out by purposive sampling method. The criteria used in this study are the Muslim community of Bukittinggi City and become BPRS customers in Bukittinggi City. The analysis of this study used WarpPLS 5.0. The results showed that the variable Knowledge About Riba had a significant positive effect on Choosing BPRS with a significant value of 0.01 < 0.05. The variable Perceived Ease Of Use has a significant positive effect on Choosing BPRS with a significant value of 0.01 < 0.05. Perceived of Usefulness has a positive insignificant effect on Choosing BPRS with a significant value of 0.10 which means >0.05. and Religiosity has a positive and significant effect on Choosing BPRS with a significant value of 0.01 < 0.05. The results showed that Knowledge of Riba contributed to choosing BPRS by 0.89 (89%). Perceived Ease Of Use has a contribution to Choosing BPRS of 0.79 (79%). Perceived of Usefulness has a contribution value of 0.02 (2%). Religiosity has a contribution to choosing BPRS of 0.70 (70%).
{"title":"Knowledge of Usury, Perceived Ease of Use, Perceived Usefulness And Religiosity of The Voting Community BPR In Bukittinggi City","authors":"Nirwan Saputra, Asyari Asyari","doi":"10.36908/isbank.v9i2.1071","DOIUrl":"https://doi.org/10.36908/isbank.v9i2.1071","url":null,"abstract":"This study aims to find out how much influence knowledge about usury, perceived ease of use, perceived usefulness and religiosity of urban people choose BPRS in Bukittinggi City. This form of research is quantitative correlational. The population in this study is BPRS customers in Bukittinggi City with a population of 26,695 customers. In this study, a sample of 162 respondent customers. Furthermore, the determination of sampling is carried out by purposive sampling method. The criteria used in this study are the Muslim community of Bukittinggi City and become BPRS customers in Bukittinggi City. The analysis of this study used WarpPLS 5.0. The results showed that the variable Knowledge About Riba had a significant positive effect on Choosing BPRS with a significant value of 0.01 < 0.05. The variable Perceived Ease Of Use has a significant positive effect on Choosing BPRS with a significant value of 0.01 < 0.05. Perceived of Usefulness has a positive insignificant effect on Choosing BPRS with a significant value of 0.10 which means >0.05. and Religiosity has a positive and significant effect on Choosing BPRS with a significant value of 0.01 < 0.05. The results showed that Knowledge of Riba contributed to choosing BPRS by 0.89 (89%). Perceived Ease Of Use has a contribution to Choosing BPRS of 0.79 (79%). Perceived of Usefulness has a contribution value of 0.02 (2%). Religiosity has a contribution to choosing BPRS of 0.70 (70%).","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"32 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139864785","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-02-05DOI: 10.36908/isbank.v9i2.1011
Anton Priyo Nugroho
Islamic financial institutions offer resources that the community can employ to expand economic opportunities and strengthen the local economy. The primary competitive and productive force in the national economy is the regional economy. Because of this, the growth of micro, small, and medium-sized businesses must be the nation's top goal in terms of economic development. The purpose of this study is to demonstrate how Islamic financial institutions help local business owners achieve economic development. This kind of research is a literature review, using data sources found by using preset variable keywords to search Google Scholar. The role of financial institutions in the economy, including asset transfers, transactions, liquidity, and efficiency, is covered by the study's findings. The purpose of Islamic financial institutions is to advance and foster the integration of Islamic values, sharia, and customs into banking, finance, and associated industries
{"title":"Performance of Islamic Financial: A Qualitative Study In Improving The Regional Economy","authors":"Anton Priyo Nugroho","doi":"10.36908/isbank.v9i2.1011","DOIUrl":"https://doi.org/10.36908/isbank.v9i2.1011","url":null,"abstract":"Islamic financial institutions offer resources that the community can employ to expand economic opportunities and strengthen the local economy. The primary competitive and productive force in the national economy is the regional economy. Because of this, the growth of micro, small, and medium-sized businesses must be the nation's top goal in terms of economic development. The purpose of this study is to demonstrate how Islamic financial institutions help local business owners achieve economic development. This kind of research is a literature review, using data sources found by using preset variable keywords to search Google Scholar. The role of financial institutions in the economy, including asset transfers, transactions, liquidity, and efficiency, is covered by the study's findings. The purpose of Islamic financial institutions is to advance and foster the integration of Islamic values, sharia, and customs into banking, finance, and associated industries","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"23 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139804777","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-02-05DOI: 10.36908/isbank.v9i2.1071
Nirwan Saputra, Asyari Asyari
This study aims to find out how much influence knowledge about usury, perceived ease of use, perceived usefulness and religiosity of urban people choose BPRS in Bukittinggi City. This form of research is quantitative correlational. The population in this study is BPRS customers in Bukittinggi City with a population of 26,695 customers. In this study, a sample of 162 respondent customers. Furthermore, the determination of sampling is carried out by purposive sampling method. The criteria used in this study are the Muslim community of Bukittinggi City and become BPRS customers in Bukittinggi City. The analysis of this study used WarpPLS 5.0. The results showed that the variable Knowledge About Riba had a significant positive effect on Choosing BPRS with a significant value of 0.01 < 0.05. The variable Perceived Ease Of Use has a significant positive effect on Choosing BPRS with a significant value of 0.01 < 0.05. Perceived of Usefulness has a positive insignificant effect on Choosing BPRS with a significant value of 0.10 which means >0.05. and Religiosity has a positive and significant effect on Choosing BPRS with a significant value of 0.01 < 0.05. The results showed that Knowledge of Riba contributed to choosing BPRS by 0.89 (89%). Perceived Ease Of Use has a contribution to Choosing BPRS of 0.79 (79%). Perceived of Usefulness has a contribution value of 0.02 (2%). Religiosity has a contribution to choosing BPRS of 0.70 (70%).
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Pub Date : 2024-02-05DOI: 10.36908/isbank.v9i2.1011
Anton Priyo Nugroho
Islamic financial institutions offer resources that the community can employ to expand economic opportunities and strengthen the local economy. The primary competitive and productive force in the national economy is the regional economy. Because of this, the growth of micro, small, and medium-sized businesses must be the nation's top goal in terms of economic development. The purpose of this study is to demonstrate how Islamic financial institutions help local business owners achieve economic development. This kind of research is a literature review, using data sources found by using preset variable keywords to search Google Scholar. The role of financial institutions in the economy, including asset transfers, transactions, liquidity, and efficiency, is covered by the study's findings. The purpose of Islamic financial institutions is to advance and foster the integration of Islamic values, sharia, and customs into banking, finance, and associated industries
{"title":"Performance of Islamic Financial: A Qualitative Study In Improving The Regional Economy","authors":"Anton Priyo Nugroho","doi":"10.36908/isbank.v9i2.1011","DOIUrl":"https://doi.org/10.36908/isbank.v9i2.1011","url":null,"abstract":"Islamic financial institutions offer resources that the community can employ to expand economic opportunities and strengthen the local economy. The primary competitive and productive force in the national economy is the regional economy. Because of this, the growth of micro, small, and medium-sized businesses must be the nation's top goal in terms of economic development. The purpose of this study is to demonstrate how Islamic financial institutions help local business owners achieve economic development. This kind of research is a literature review, using data sources found by using preset variable keywords to search Google Scholar. The role of financial institutions in the economy, including asset transfers, transactions, liquidity, and efficiency, is covered by the study's findings. The purpose of Islamic financial institutions is to advance and foster the integration of Islamic values, sharia, and customs into banking, finance, and associated industries","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"10 12","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139864830","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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