另类金融工具市场发展的理论基础

Andrei Paslari
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摘要

在本文中,我们从凯恩斯主义经济学到新熊彼特经济学,对建立“金融科技”基础的经济理论进行了发展。去中心化的点对点平台的出现,使借贷和银行贷款渠道相匹配,无需抵押品要求,从而开发了替代金融工具的新市场。
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Theoretical basis of alternative financial instruments market’s development
In this paper we develop on economic theories standing at the base of the creation of “fintech” from Keynesian to Neo-Schumpeterian Economics.The emergence of a decentralized peer-to-peer platforms that matches lending and borrowing without collateral requirements and bank lending channels allowed to develop the new market of alternative financial instruments.
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