Z代财务素养

Kazia Laturette, Luky Patricia Widianingsih, Lucky Subandi
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引用次数: 13

摘要

在2020年的时代,对于Z世代来说,有很多方便快捷的购物方式,现在的Z世代需要适当的财务管理,这样他们就不会被消费主义所束缚。本研究是对泗水Citra Berkat High School sulabaya的学生进行金融素养培训的结果,研究者想要了解参加这次金融素养培训后,学生对金融素养的理解和运用是否有差异。这次金融知识培训为期两个月,是系统化的,学生们在培训过程中对他们的理解和应用进行了评估。本研究采用非参数配对t检验。采用培训前后发放的调查问卷收集研究数据。根据Chen和Volpe(1998),学生被给予一份金融素养问卷。本研究结果表明,参加金融素养培训后,学生对金融素养的理解与培训前没有差异,但平均而言有所提高。在财务素养的运用上,财务素养培训前后存在差异。
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Literasi Keuangan Pada Generasi Z
In the era of 2020, there are many offers to make purchases easily and quickly for generation Z, proper financial management is needed for current generation Z, so that they are not tied to consumerism. This research is the result of financial literacy training from students of Citra Berkat High School Surabaya, the researcher wanted to find out whether there were differences in understanding and application of financial literacy after participating in this financial literacy training. This financial literacy training was held for 2 months and was systematic, where students were assessed for their understanding and application. This study used a non-paramteric paired t-test. The research data were collected using a questionnaire distributed before and after the training. Students are given a financial literacy questionnaire according to Chen and Volpe (1998). The results of this study show that after participating in financial literacy training, students' understanding of financial literacy does not differ from that of before training, but on average they have increased understanding. In the application of financial literacy there are differences before and after financial literacy training.
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