影响Jambi省公共银行存款需求的因素

Gustina Ahlul Fikriyah, Zulgani Zulgani, Rahma Nurjanah
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引用次数: 0

摘要

本研究的目的是确定和分析占碑省商业银行2000-2017年期间的区域国内生产总值、利率和通货膨胀对存款需求的影响。本研究采用的方法是定量描述性分析,采用多元回归模型分析工具,采用普通最小二乘(OLS)方法。数据处理使用Eviews 9.0软件程序。本研究结果显示,平均开发存款率下降28.87%,地区生产总值下降6.20%,利率下降- 8.49%,通货膨胀率下降22.76%。根据地区生产总值的分析结果,利率和通货膨胀对存款需求有显著的正向影响,决定系数为99.29%。关键词:存款,地区生产总值,利率,通货膨胀
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Faktor faktor yang mempengaruhi permintaan deposito pada bank umum di provinsi Jambi
  The purpose of this study was to determine and analyze Gross Regional Domestic Product, interest rates and inflation on deposit demand for 2000-2017 period at Commercial Banks in Jambi Province. The method used in this research is quantitative descriptive analysis with multiple regression model analysis tools with the Ordinary Least Square (OLS) method. Data processing is performed using the Software Eviews 9.0 program. The results of this study the average development of deposits by 28.87 percent, Gross Regional Domestic Product by 6.20 percent, interest rates by -8.49 percent, inflation by 22.76 percent. Based on the results of the analysis conducted by the Gross Regional Domestic Product, interest rates and inflation have a positive and significant effect on demand for deposits with a coefficient of determination of 99.29 percent Keywords: Deposits, gross regional domestic product, interest rates, inflation
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