因素——影响茂物穆斯林学生伊斯兰金融识字水平的因素

AL-MUZARA'AH Pub Date : 2021-06-17 DOI:10.29244/jam.9.1.1-20
Amelia Tri Puspita, Deni Lubis, Marhamah Muthohharoh
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引用次数: 8

摘要

印尼金融服务管理局(OJK)将大学生作为印尼金融教育项目的优先目标之一。本研究旨在分析茂物市大学生的伊斯兰金融素养水平;并分析影响他们伊斯兰金融知识水平的因素。本研究中使用的自变量是伊斯兰金融素养的分数。而性别、大学、平均绩点(GPA)、信息来源和宗教信仰被用作因变量。数据分析使用描述性分析和结构方程建模偏最小二乘(SEM-PLS)进行。估计结果显示,茂物穆斯林学生的伊斯兰金融知识水平为50.2%,被归类为足够的文化。研究发现,性别和大学对茂物穆斯林学生的伊斯兰金融知识水平有显著的正向影响。
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Faktor–Faktor yang Memengaruhi Tingkat Literasi Keuangan Syariah pada Mahasiswa Muslim di Bogor
The Indonesian Financial Services Authority (OJK) has targeted college students as one of the priority targets of their financial education programs in Indonesia. This research aimed to analyze the level of Islamic financial literacy of college students in Bogor; and analyze the factors that influence their level of Islamic financial literacy. The independent variable used in this study is the score of Islamic financial literacy. While gender, university, Grade Point Average (GPA), sources of information and religiosity are used as the dependent variables. The data analysis is conducted using the descriptive analysis and Structural Equation Modeling Partial Least Square (SEM-PLS). The estimation results showed that the level of Islamic financial literacy towards Muslim students in Bogor is 50.2% and is classified as sufficient literate. The study found that gender and university have positively and significantly influenced the level of Islamic financial literacy of Muslim students in Bogor.
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