INFLASI, SUKU BUNGA SBI, PERTUMBUHAN GDP DAN NON-PERFORMING LOAN BANK BENGKULU

The purpose of this study is to examine the effect of inflation, SBI interest rates and gross domestic product (GDP) growth on non-performing loans of Bank Bengkulu. This research was conducted with a quantitative approach. Samples are time series data or time series in a span of 10 years, starting from January 2009 to December 2018. Data collection through n secondary data obtained from documentation studies, while data analysis used multiple regression analysis. The results show that inflation positively effect on non-performing loans of Bank Bengkulu. This means that the higher the inflation rate, the non-performing loan will increase, conversely the lower the inflation, the non-performing loan will decrease. SBI interest rates do not affect the NPL of the Bank Bengkulu. This means that the increase or not the non-performing loan of Bank Bengkulu can not be predicted by interest rates. GDP negatively effect on non-performing loans at the Bank Bengkulu. That is, the higher the GDP the non performing loan will be lower, conversely the lower the GDP the non performing loan will increase.