{"title":"Program kredit ultra mikro dan kemiskinan di Jawa Tengah pada masa pandemi","authors":"Suparjito Bin Karnoto","doi":"10.36067/jbis.v3i2.106","DOIUrl":null,"url":null,"abstract":"This study focuses on the role of financing the ultra microprogram (UMi) to support government programs in poverty alleviation. There are two analyzes used: first descriptive analysis, which compares the number of micro-enterprises with the number of poor people in Central Java. Second, statistical analysis of Pearson correlation measures the correlation between the number of micro-entrepreneurs, the amount of ultra-micro credit financing disbursement, the number of poor people, and indicators related to poverty. The results of the descriptive analysis show that before the covid-19 pandemic, the average percentage of micro-enterprises and the number of poor people was 4.09 percent. In comparison, during the covid-19 pandemic, the average was 5.40 percent. Pearson correlation statistical analysis shows that the number of customers and the distribution of ultra-micro credit strongly correlate with the number of poor people. The number of poor people has a strong correlation with life expectancy and an average length of schooling. It has a reasonably strong correlation with other indicators related to poverty both before the 2019 COVID-19 pandemic and during the 2020 COVID-19 pandemic.","PeriodicalId":165070,"journal":{"name":"Journal of Business and Information Systems (e-ISSN: 2685-2543)","volume":"29 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2021-12-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Business and Information Systems (e-ISSN: 2685-2543)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.36067/jbis.v3i2.106","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 1

摘要

本研究的重点是资助超微项目(UMi)在支持政府扶贫项目中的作用。使用了两种分析:第一种是描述性分析,将微型企业的数量与中爪哇的贫困人口数量进行比较。其次,Pearson相关的统计分析衡量了微型企业家数量、超微型信贷融资支付金额、贫困人口数量和贫困相关指标之间的相关性。描述性分析结果显示,在新冠肺炎大流行之前,微型企业和贫困人口的平均比例为4.09%。相比之下,在covid-19大流行期间,平均为5.40%。Pearson相关统计分析表明,客户数量和超小额信贷分布与贫困人口数量有很强的相关性。贫困人口的数量与预期寿命和平均受教育时间密切相关。在2019年COVID-19大流行之前和2020年COVID-19大流行期间,它与其他与贫困相关的指标都具有相当强的相关性。
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Program kredit ultra mikro dan kemiskinan di Jawa Tengah pada masa pandemi
This study focuses on the role of financing the ultra microprogram (UMi) to support government programs in poverty alleviation. There are two analyzes used: first descriptive analysis, which compares the number of micro-enterprises with the number of poor people in Central Java. Second, statistical analysis of Pearson correlation measures the correlation between the number of micro-entrepreneurs, the amount of ultra-micro credit financing disbursement, the number of poor people, and indicators related to poverty. The results of the descriptive analysis show that before the covid-19 pandemic, the average percentage of micro-enterprises and the number of poor people was 4.09 percent. In comparison, during the covid-19 pandemic, the average was 5.40 percent. Pearson correlation statistical analysis shows that the number of customers and the distribution of ultra-micro credit strongly correlate with the number of poor people. The number of poor people has a strong correlation with life expectancy and an average length of schooling. It has a reasonably strong correlation with other indicators related to poverty both before the 2019 COVID-19 pandemic and during the 2020 COVID-19 pandemic.
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