合作社储蓄业务的发展以及2011 -2020年期间影响深远的因素

Juri Juswadi, Pandu Sumarna
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引用次数: 1

摘要

本研究旨在分析印尼储蓄贷款合作社(SLC)在2013-2020年期间的发展,以及未来经营绩效的趋势。本研究描述了印尼SLC在此期间的平均信用、收入和赞助退款的发展情况。并运用趋势分析法分析其发展趋势,分析信用对收入的影响,分析收入对印尼SLC惠顾退款的影响。本研究使用的数据来自中央统计局(BPS-Statistics Indonesia)发布的2014年至2021年储蓄贷款合作社统计数据的调查数据。分析结果表明,在2013-2020年期间,印尼SLC的平均信贷、收入和赞助退款存在波动,未来发展趋势相对较低。印度尼西亚SLC的平均信用与平均收入之间存在显著的影响,印度尼西亚SLC的平均收入与平均赞助退款之间存在显著的影响。
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Perkembangan Usaha Koperasi Simpan Pinjam Indonesia dan Faktor yang Mempengaruhinya Periode 2013-2020
This study aims to analyze the development of Indonesian Savings and Loans Cooperatives (SLC) during the period 2013-2020 and the trend of business performance in the future. This research is a description of development of the average credit, income, and patronage refund of  Indonesia SLC during that period. It also analyze the trend of its development using trend analysis, analysis of the effect of credit on income, and analysis of the effect of income on patronage refund of  Indonesia SLC. The data used in this study is survey data obtained from Savings and Loan Cooperatives Statistics 2014 to 2021, which were published by the Central Statistics Agency (BPS–Statistics Indonesia). The results of the analysis show that during the period 2013-2020 there was a fluctuating average credit, income, and patronage refund of  Indonesia SLC with a relatively low trend of future developments. There is a significant effect between the average credit and the average income of Indonesian SLC and a significant effect between the average income and the average patronage refund of  Indonesia SLC.
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