消费者网上购物金融行为的影响因素研究

Zhao Cheng-Guo, Xiong Lv-Shan, Luo Jia-lu
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引用次数: 0

摘要

在互联网经济条件下,网上购物与互联网金融行为并行不悖。本文基于互联网经济背景,运用维度分析法研究网络购物消费者金融行为的影响机制。问卷调查,采用SPSS多样本t检验对数据进行分析,采用YAAHP软件对影响因素进行分析。研究发现,消费者自身因素和网络平台因素对消费者网购金融行为的影响显著,而社会经济因素的影响不明显。最后,本文从三个方面提出了针对性的对策建议。
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A Study on the Influencing Factors of Consumers' Financial Behavior in Online Shopping
Under the Internet economy, online shopping is together with Internet financial behavior. This paper uses dimension analysis method to study the impact mechanism of online shopping consumers' financial behavior based on the background of Internet economy. The questionnaire survey, SPSS multi-sample t test is used to analyze the data and YAAHP software is used to analyze the influencing factors. It finds that the consumers' own factors and the internet platform factors have significant impact on the consumers' financial behavior in online shopping, while the social economic factors are not obvious. Finally, this paper puts forward the targeted countermeasures and suggestions from three aspects.
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