伊斯兰投资模式的实施在数字时代为UMKM学生

Vina Anggilia Puspita, Dito Rinaldo, Gunardi Gunardi, Yunyun Ratna H
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摘要

直到今天,印尼人还很少参与股市。这一问题的主要根源是缺乏资本市场知识,作为监管机构的印尼证券交易所(Indonesia Stock Exchange)以及学术界等其他各方必须解决这一问题。对资本市场工具的投资无疑可以使社区受益,特别是中小微企业参与者,他们可以分配他们经营的公司产生的一些收入,然后将这些投资的回报用于业务扩张。基于这些条件,我们的服务计划旨在通过符合伊斯兰教法的股票投资指导和指导计划来提高中小微企业的业绩。社区服务方法(PKM)融入了戴明循环的概念,即规划;做;检查;以及PKM团队开发的资本市场教育模式。PKM的合作伙伴是来自万隆各教育大学的33名中小微企业学生。PKM结果显示,对伊斯兰股票投资实践的读写能力和理解水平显著正增加,不同测试的结果证明,t值大于t表,即20.375 > 2.0345,这意味着PKM计划是有效的。这种能力的提升可能会帮助中小微企业的学生赚更多的钱来帮助他们的企业发展。该PKM工具还生成了新手投资者可以简单理解的资本市场投资模块。
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IMPLEMENTASI MODEL EDUKASI INVESTASI SAHAM SYARIAH DI ERA DIGITAL BAGI MAHASISWA PELAKU UMKM
Until today, the Indonesian people have had little involvement in the stock market. The main source of the problem is a lack of capital market literacy, which must be addressed by the Indonesia Stock Exchange as a regulator as well as other parties such as academia. Investments in capital market instruments can undoubtedly benefit the community, especially MSMEs players who can distribute some of the revenue generated by the firms they run and then use the returns on these investments for business expansion. Based on these conditions, our service program seeks to improve MSMEs' performance through Sharia-compliant stock investment instruction and mentorship programs. The Community Service Method (PKM) incorporates the Deming Cycle concept, namely plan; do; check; and act, as well as the capital market education model developed by the PKM team. PKM partners are 33 MSME students from Bandung's various educational universities. The PKM results show a significant positive increase in the level of literacy and understanding of Islamic stock investment practices, as evidenced by the results of the different tests where the t-value is greater than the t-table, namely 20.375 > 2.0345, implying that the PKM program was effective. This boost in competence is likely to assist MSME students earn more money to help their businesses grow. This PKM tool also generates capital market investment modules that novice investors can simply understand.
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