社会企业小额信贷——赋予妇女权力的不同模式

Michael Wirtz, Christine Volkmann
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引用次数: 4

摘要

社会企业是由格莱珉银行创始人、诺贝尔奖得主穆罕默德·尤努斯提出的概念。它包括运用商业方法来解决社会问题。这个领域的一项核心业务是小额融资,传统上侧重于赋予妇女权力,使她们成为小型企业的企业家。我们介绍了三个致力于社会企业特殊概念的组织,并使用定性数据来找出他们在提供小额贷款的方法上的不同之处。我们的发现是,所有组织都使用贷款提供模型的群体元素和个人元素。本文分析了社会企业小额信贷不同模式的特点。
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Social business microfinance - different models to empower women
Social business is a concept founded by Grameen Bank founder and Nobel Prize Laureate Muhammad Yunus. It encompasses the use of business methods in order to solve social problems. A core business of this field is microfinancing which traditionally focuses on the empowerment of women, making them small business entrepreneurs. We present three organisations dedicated to the special concept of social business and use qualitative data in order to find out where they differ in their methods of providing microloans. Our findings are that all organisations use both group elements and individual elements of loan provision models. Our paper provides an insight into what is special about the different models of social business microfinance.
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