医疗保险优势?如果你这么说。医疗保险C部分的欺诈、浪费和滥用

J. LoCurto
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引用次数: 0

摘要

关于医疗保健的辩论往往强调分配正义。社会应该如何配置有限的资源?谁能拿到,谁不能?分配公平吗?谁决定,以什么标准决定?这些问题的答案很少考虑医疗保健欺诈、浪费和滥用。这是一个重大遗漏。仅欺诈一项每年就给卫生保健系统造成数十亿美元的损失,消耗了有限的资金,降低了医疗质量。本文考虑了医疗保险C部分(也被称为医疗保险优势)是如何发生欺诈、浪费和滥用的,这是一个越来越受欢迎的保险选择。医疗保险优势面临着独特的挑战,这些挑战破坏了该计划,浪费了公众对该计划的投资。只有考虑到这些程序上的漏洞,我们才能继续评估医疗保险优势是否是一种有效的、成本效益高的、公平的提供医疗保险的机制。
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Medicare Advantage? If You Say So. Fraud, Waste, And Abuse In Medicare Part C
Debates about health care often emphasize distributive justice. How should society allocate finite resources? Who will get access to them, who will not? Is the allocation fair? Who decides and by what standard? Answers to these questions rarely consider health care fraud, waste, and abuse. This is a material omission. Fraud alone costs the health care system billions of dollars annually, dissipating limited funds and degrading quality of care. This paper considers how fraud, waste, and abuse occur in Medicare Part C – better known as Medicare Advantage – an increasingly popular coverage option. Medicare Advantage experiences unique challenges that undermine the program and squander the public’s investment in it. Only by accounting for these programmatic vulnerabilities can we then go on to assess whether Medicare Advantage is an effective, cost-efficient, and equitable mechanism for delivering health insurance coverage.
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