Analysis and Suggestions on Campus Online Loan — Taking College Students in Tianjin as an Example

This paper takes college students in Tianjin as the object of investigation, uses the descriptive analysis method to analyze the existing problems in the campus network loan market in Tianjin, and gives some suggestions to improve the current situation, including improving college students' understanding of campus network lending, guiding college students to form good consumption habits, and standardizing the development of campus network lending platform by improving personal credit information system, rectifying false propaganda of network credit, establishing relevant laws and establishing a sound regulatory system. Keywords— college students, campus loan, consumption