商业银行服务创新绩效的灰色关联分析

Meng Yong-hong, Guo Hong-lian, Hu Bin
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引用次数: 1

摘要

为了分析商业银行服务创新绩效的影响因素,本文首先建立了商业银行创新绩效评价模型,并将其应用于中国工商银行、中国银行、中国建设银行和中国交通银行。其次,将影响因素分为内部因素和外部因素,其中外部因素为供应商推动、竞争对手驱动和客户拉动,内部因素为员工、投资和研发机构。在收集各银行的纪念品和年报的相关数据后,最后通过灰色关联分析理论判断各因素的影响程度。结果表明,企业内部因素的重要性大于外部因素,各因素的权重由高到低依次为:研发机构、员工、投资、客户拉动、供应商推动、竞争对手驱动。
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Grey relational analysis on service innovation performance in commercial banks
In order to analysis the influence factors of service innovation performance in commercial banks, this paper firstly set up an evaluation model of innovation performance in commercial banks, and used it in Industrial Commercial Bank of China(ICBC), The Bank of China (BC), China Construction Bank (CCB) and Bank of Communications, China(BCC). Secondly, sorted the influence factors as interior and exterior factors, therein, the exterior factors are supplier pushing, competitor driving and custom pulling, the interior factors are employee, investment and R&D institute. After collecting the relative data from memorabilia and annals of every bank, finally judged the influence degree of every factors through grey relational analysis theory. The result showed that the interior factors are more important than the exterior factors, the weightiness of factors from high to low are: R&D institute, employee, investment, custom pulling, supplier pushing, rival driving.
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