网上银行接受度的影响因素:以库尔德斯坦地区为例

Govand S. Srosht, Simon Thirun
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引用次数: 0

摘要

本研究的重点是影响库尔德斯坦国际银行和吉汉银行用户接受网上银行的因素。本研究的问题表现在我们如何描述影响被研究组织用户接受网上银行的因素,以及我们如何认可这些因素。在这项研究中,我们使用了特定的模型,其中包括排序步骤来确定和描述影响接受网上银行的因素的基本方面,其中通过调查问卷的开发和分发给每个银行的员工样本来收集所需的数据。然后,使用SPSS软件对数据进行统计分析,得出结果。作为结论,我们发现,在选定的银行中,有显著的因素影响用户对网上银行的接受程度。
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The Impact Factors on Acceptance the Internet Banking: Case of Kurdistan Region
This research focuses on factors affecting the acceptance of internet banking among users at Kurdistan International Bank and Cihan Bank, The problem of this research is represented in how we can describe factors affecting the acceptance of internet banking among users in studied organizations, and how we can approve this factors? Within this research we used specific model which include ordering steps to determine and describe the basic aspect of factors affecting the acceptance of internet banking, where by the questionnaire were developed and distributed on a sample of employees for every bank to collect required data. Then, the data statistically analyzed by using (SPSS) programs to reach the result. As a conclusion it has been found that there are a significant factors affecting the acceptance of internet banking among users in the selected banks.
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