Interview of Natural Hazards and Seismic Catastrophe Insurance Research in China

In order to solve the increasingly serious threat of natural disasters in western Pacific coastal region, a new life-cycle cost analysis method is presented to evalu-ated the possible loss of natural disasters in the future in China. At the same time the research also lays a foundation for the promotion and establishment of earthquake catastrophe insurance in China. The estimation of earthquake losses for example RC buildings and industrial buildings based stochastic method models is the focus of the research. An assembly-based mixture fragility framework is firstly adopted for modeling and seismic loss estimation. The damage of the structural and non-structural which connected into response of the structures under given stochastic motions use nonlinear incremental time-history analysis to estimate in a detailed. Description of the uncertainty of all parameters in life-cycle cost (LCC) research through appropriate probability distributions to reach quantification of the LCC expected value. Moreover, the study is also to give the expected seismic catastrophe insurance premium (CIP) for two types of typical buildings in high seismic intensity areas of China based probabilistic seismic risk assessment in its service lifetime.