商业银行应对气候变化的对策分析肯尼亚基图伊县商业银行案例。

Festus Kitonga, Dr. Boniface Manono, Dr. Muusya Mwinzi
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引用次数: 0

摘要

气候系统的变暖是毋庸置疑的,自20世纪50年代以来,许多观测到的气候变化是几十年到几千年来前所未有的。本研究的主要目的是评估气候变化对肯尼亚银行业绩效的影响。具体目标是评估气候变化战略、公司治理、气候变化信息披露和气候变化政策对肯尼亚银行业绩效的影响。总目标人群是经营基图伊镇的所有商业银行,员工人数为250人,根据肯尼亚央行年度监管报告,2019年该镇共有10家银行分行。本研究采用描述性调查设计和相关研究设计。采用第一手和第二手资料。本研究采用自填问卷和访谈指南收集第一手资料,并回顾以往的评估报告,寻求有关绩效的次要资料。收集的数据然后用描述性和推断性统计工具进行分析。由于本研究涉及的是关系研究,因此本研究采用回归模型作为分析工具,生成的结果以表格的形式呈现。本研究的结果对参与战略创业发展的决策者、管理者、行政人员、企业家、研究人员、顾问、学者和培训人员都有裨益。本研究检验了气候变化战略、公司治理、气候变化披露和气候变化政策对肯尼亚银行绩效没有显著影响的零假设。本研究采用实用主义范式研究和混合方法研究。对问卷进行了效度和信度检验。利用SPSS (Statistical Package for Social Sciences)软件对收集到的数据进行定量和定性分析。进行多元回归和相关分析。研究发现,肯尼亚的银行绩效受到变化战略、公司治理、气候变化信息披露和气候变化政策的积极影响。
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Analysis of Commercial Banks’ Responses to Climate Change; a Case of Commercial Banks in Kitui County Kenya.
Warming of the climate system is unequivocal, and since the 1950s, many of the observed climate changes are unprecedented over decades to millennia. The main objective of this study was to assess the impact of climate change on banking performance in Kenya. The specific objectives were to assess the impact of climate change strategy, corporate governance, climate change disclosure, and climate change policy against the banking performance in Kenya. The total target population was all the commercial banks in operating Kitui town with 250 employees which according to Kenya central bank annual supervision report, the town has a total of 10 bank branches 2019. Descriptive survey design and correlational research design were used in this study. Primary and secondary data were used. While self-administered questionnaire and interview guide were used to collect primary data, the study reviews the previous evaluation reports to seek the secondary data on performance. The data collected was then analyzed by both descriptive and inferential statistical tools. Being that the current study was dealing with the relationship study, the study therefore used regression model as a tool of analysis and the results generated were presented in form of tables. The results of this study is to benefit policy makers, managers, administrators, entrepreneurs, researchers, consultants, scholars and trainers involved in strategic entrepreneurship development. This study tested the null hypotheses that climate change strategy, corporate governance, climate change disclosure, and climate change policy have no significant impact against the banking performance in Kenya. Pragmatism paradigm approach and mixed method research was adopted in this study. The questionnaire was tested for validity and reliability. Quantitative and qualitative techniques were used to analyze the collected data with the assistance of Statistical Package for Social Sciences (SPSS) software. Multiple regression and correlation analysis were carried out. The study found out that banking performance in Kenya was impacted positively by the change strategy, corporate governance, climate change disclosure, and climate change policy.
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