分析公平、问责、透明度和道德的框架:银行服务用例

Ettore Mariotti, J. M. Alonso, R. Confalonieri
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引用次数: 6

摘要

我们引入了一个新的框架来处理智能系统的公平性、问责性和可解释性。该框架将几个工具放在一起,以处理数据、算法和人类认知层面的偏见。该框架利用了具有模糊语言可解释性的智能分类器。因此,它促进了(白/灰/黑)盒建模技术与处理缺失值和不平衡数据集的不同策略相结合的详尽比较。该提案在银行服务背景下的真实数据集上进行了评估,报告的结果令人鼓舞。
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A Framework for Analyzing Fairness, Accountability, Transparency and Ethics: A Use-case in Banking Services
We introduce a novel framework to deal with fairness, accountability and explainability of intelligent systems. This framework puts together several tools to deal with bias at the level of data, algorithms and human cognition. The framework makes use of intelligent classifiers endowed with fuzzy-grounded linguistic explainability. As a result, it facilitates the exhaustive comparison of (white/grey/black)-box modelling techniques in combination with different strategies for handling missing values and unbalanced datasets. The proposal is evaluated on a realworld dataset in the context of banking services and reported results are encouraging.
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