分析基本金融素养物质的需求,以提高年轻企业家的基本财务能力

Sheila Febriani Putri, Mochammad Galih S Wicaksono, N. Cahayati
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引用次数: 1

摘要

人力资源的改善离不开教育活动的过程。教育的作用是培养出面对全球化时代的优秀的、具有高度洞察力和竞争力的一代。创业是学生必修的科目之一。在实践中,学生有机会进入该领域,根据他们的领域或专业知识创建企业。有一种假设认为,商业只是作为一种副业,以满足生活必需品或只是为了实现个人的快乐,购买消费品。为了解决青年企业家,特别是学生面临的问题,需要一本全面的材料来支持创业的知识和能力。本研究的目的是找出创业课程所需的金融知识材料。研究数据来源于对上过创业课程的学生和创业课程的讲师进行深度访谈的结果。研究结果表明,需要在财务知识的材料与财务管理和企业融资相关材料的深度之间取得平衡。在进一步的发展研究中,可以对创业课程中金融知识材料的规划、实施和评价进行进一步的发展,并对材料开发试验活动进行更深入的分析。基于技术的材料的开发有望成为本课程中金融素养材料应用的下一个替代解决方案。
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Analisis Kebutuhan Materi Literasi Keuangan Dasar untuk Meningkatkan Kompetensi Keuangan Dasar pada Wirausahawan Muda
Improving human resources can never be separated from the process of educational activities. The role of education is expected to produce a generation that is superior, highly insightful, and has competitiveness to face the global era. Entrepreneurship is one of the subjects that must be taken by students. In practice, students are given the opportunity to go into the field to create a business according to their field or expertise. There is an assumption that business is only used as a sideline to meet the necessities of life or just to achieve personal pleasure to buy consumer goods. To overcome the problems faced by young entrepreneurs, especially students, a comprehensive material is needed to support knowledge and ability in entrepreneurship. The purpose of this study was to identify the financial literacy materials needed in entrepreneurship courses. The research data was obtained from the results of in-depth interviews with students who have taken entrepreneurship courses and have businesses and lecturers who are lecturers in entrepreneurship courses. The results of the study stated that there needs to be a balance between material on financial literacy and the depth of material related to financial management and business financing. In further development research, further developments related to planning, implementation and evaluation of financial literacy materials in entrepreneurship courses can be carried out as well as a more in-depth analysis of material development trial activities. The development of technology-based materials is expected to be the next alternative solution for the application of financial literacy materials in this course.
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