考察大数据分析对消费金融的影响:以中国为例

Jiwat Ram, Hong Yang
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引用次数: 4

摘要

利用大数据分析改进业务是生存的重要战略。在本文中,我们报告了一项研究,调查了BD分析在中国消费金融、信用卡金融中的作用——这是一个很大程度上尚未开发的研究领域。中国消费市场的庞大和多样性值得我们迫切关注,理解商业行为分析的作用在理论和管理上都具有重要意义。这项研究达到了这个目标。考虑到研究的探索性,我们采取定性的方法。我们对烘焙和金融行业的受访者进行了大约30次采访。数据将被记录、转录和翻译。我们将使用内容分析/主题分析技术来分析数据。
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Examining Impacts of Big Data Analytics on Consumer Finance : A Case of China
The use of Big Data analytics for business improvements is a vital strategy for survival. In this paper, we report a study that investigates the role of BD analytics on consumer finance, credit card finance in China—a research area that has largely remained unexplored. The largeness and diversity of Chinese consumer market merit an urgent attention and understanding of role of BD analytics is significant both theoretically and managerially. This study achieves that target. Given the exploratory nature of study, we take a qualitative approach. We conduct approximately 30 interviews with baking and finance sector respondents. The data will be recorded, transcribed and translated. We will analyze data using content analysis / thematic analysis technique.
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